---
title: "Fixed Rate Investment Home Loan (With Interest Only Repayment) — Bank of China"
description: "Home Loans from Bank of China. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-china/products/10391158IIO
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T05:55:40.000+10:00
---

# Fixed Rate Investment Home Loan (With Interest Only Repayment) — Bank of China

> Home Loans from Bank of China. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Fixed Rate Investment Home Loan (With Interest Only Repayment)

## At a glance

- **From (investment):** 6.69% (8.66% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year (1 Year Fixed Rate) | 6.69% | 8.66% | — |
| Fixed · 2 years (2 Year Fixed Rate) | 6.69% | 8.46% | — |
| Fixed · 3 years (3 Year Fixed Rate) | 6.69% | 8.27% | — |
| Fixed · 4 years (4 Year Fixed Rate) | 6.79% | 8.15% | — |
| Fixed · 5 years (5 Year Fixed Rate) | 6.79% | 8.01% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Annual Fee — pay yearly | Ongoing | $190.00 |

## Features

- **Extra repayments** — 10000 (Early repayment up to $10000 per settlement anniversary)
- **Redraw facility**
- **Digital banking**

## Eligibility

- **Individuals only** (Individuals)

## Constraints

- **Minimum limit** — $150,000.00 (Minimum Loan Amount AUD 150,000)
- **Maximum LVR** — 90% (Max 90% with LMI)

## More information from Bank of China

- [Overview](https://www.bankofchina.com/au/en/pbservice/pb1/201712/t20171214_10912637.html)

## Data provenance

- Published by Bank of China under the Consumer Data Right
- Product ID: `10391158IIO`
- Last updated by the provider: 30 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-china/10391158IIO
- Provider page: https://www.cdrcompare.au/brands/bank-of-china
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000270

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-china/products/10391158IIO) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)