---
title: "Discount Plus Investment Home Loan (with Principal and Interest Repayment) — Bank of China"
description: "Home Loans from Bank of China. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-china/products/10391365Plus
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T05:54:14.000+10:00
---

# Discount Plus Investment Home Loan (with Principal and Interest Repayment) — Bank of China

> Home Loans from Bank of China. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Discount Plus Investment Home Loan (with Principal and Interest Repayment)

## At a glance

- **From (investment):** 6.13% (6.51% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.13% | 6.51% | — |
| Variable | 8% | 8.36% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Annual Fee — pay yearly | Ongoing | $395.00 |

## Features

- **Extra repayments**
- **Redraw facility**
- **Offset account**
- **Digital banking**

## Eligibility

- **Individuals only** (Individuals)

## Constraints

- **Minimum limit** — $100,000.00 (Minimum Loan Amount AUD 100,000)
- **Maximum LVR** — 90% (Max 90% with LMI)

## More information from Bank of China

- [Overview](https://www.bankofchina.com/au/en/pbservice/pb2/201801/t20180131_11319422.html)

## Data provenance

- Published by Bank of China under the Consumer Data Right
- Product ID: `10391365Plus`
- Last updated by the provider: 30 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-china/10391365Plus
- Provider page: https://www.cdrcompare.au/brands/bank-of-china
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000270

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-china/products/10391365Plus) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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