---
title: "Home Loan Offset Account — Bank of China"
description: "Transaction & Savings Accounts from Bank of China. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-china/products/55880485
source: "CDR Compare"
language: en-AU
last_updated: 2016-09-15T00:00:00.000+10:00
---

# Home Loan Offset Account — Bank of China

> Transaction & Savings Accounts from Bank of China. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Home Loan Offset Account

## At a glance

- **Fixed rate:** 0%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed | 0% | — | monthly |

## Features

- **Digital banking**

## Eligibility

- **must have specific home loan products with BOCAL**

## More information from Bank of China

- [Overview](https://www.bankofchina.com/au/en/pbservice/pb1/201712/t20171214_10912760.html)
- [Terms & conditions](https://www.bankofchina.com/au/en/bocinfo/bi3/201906/t20190627_15531087.html)
- [Eligibility](https://www.bankofchina.com/au/en/bocinfo/bi3/201610/t20161020_10963641.html)
- [Fees & pricing](https://www.bankofchina.com/au/en/bocinfo/bi2/201706/t20170629_10963936.html)

## Data provenance

- Published by Bank of China under the Consumer Data Right
- Product ID: `55880485`
- Last updated by the provider: 14 September 2016
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-china/55880485
- Provider page: https://www.cdrcompare.au/brands/bank-of-china
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000270

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-china/products/55880485) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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