Bank of China Global UnionPay Card
Credit & Charge CardsData Sharing Status
The Bank of China Global UnionPay Card
- Purchase rate
- 19.99%
- Annual fee
- $60.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase 19.99% p.a interest on purchase after interest free period | 19.99% | — | — |
| Fixed 21.74% p.a interest on cash advance from transaction date and banlance transfer after transferred period | 21.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Fee on Balance Transfer 2.5% of total transferred amount for 3 months | Transaction | 2.5% of transaction |
| Fee on Balance Transfer 5% of total transferred amount for 6 months | Transaction | 5% of transaction |
| Fee on Balance Transfer 9% of total transferred amount for 9 months | Transaction | 9% of transaction |
| Fee on Balance Transfer 13% of total transferred amount for 12 months | Transaction | 13% of transaction |
| Fee for Smart Interest Free Instalment Plans 1.35% of total installed amount for 3 months | Transaction | 1.35% of transaction |
| Fee for Smart Interest Free Instalment Plans 2.6% of total installed amount for 3 months | Transaction | 2.6% of transaction |
| Fee for Smart Interest Free Instalment Plans 4.25% of total installed amount for 3 months |
Features
- Additional cards — up to 4
- Up to 4 additional cards
- Unlimited transactions
- Loyalty program
- Rewards Points
- Card access
- Credit Card
- Overdraft available
- Balance transfers
- Interest-free period
- Up to 50 days interest free period
- Digital banking
Constraints
- Minimum limit — $500.00
More Information
Published by Bank of China under the Consumer Data Right · Last updated 24 September 2024 · Product ID UAURUAU1 · View on CDR.gov.au