Amplify Rewards Platinum
Credit & Charge CardsData Sharing Status
Our mid-tier credit card that lets you earn Amplify points
- Purchase rate
- 20.99%
- Annual fee
- $175.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Interest on purchases · Interest Free Days may apply | 20.99% | — | — |
| Cash advance Interest on cash advances · No Interest Free days | 21.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Card Fee Charged yearly
| Ongoing | $175.00 |
| Missed Payment Fee | Late payment | $20.00 |
| Cash Advance Fee | Cash advance | 3.5% of transaction |
| Foreign Transaction Fee 3% of the Australian dollar value for transactions with merchants based overseas | Transaction | 3% of transaction |
| Card Replacement Fee Courier costs may apply | Replacement | $0.00 |
| Overlimit Fee $15.00 once per statement period if your credit card account was opened before 4 June 2012. No overlimit fee will be charged for personal credit card accounts opened on or after 4 June 2012. | Event | $0.00 |
| Copy of a sales voucher TBC |
Features
- Discounts on other products — Earn Amplify Rewards points on eligible purchases and redeem them for flights, upgrades, gift cards, merchandise and more.
- Loyalty program — Amplify Platinum Rewards
- 1 Amplify point per $1 spend on all other purchases. Once you spend $5,000 in a statement cycle, you will earn 0.5 Amplify points per $1 on further eligible purchases. New cards only. Refer to standard rates and fees.
- Loyalty program — Amplify Rewards Points
- 1.25 Amplify points per $1 on everyday spend. Once you spend $5,000 in a statement cycle, you will earn 0.5 Amplify Points per $1 on further eligible purchases. New cards only. Refer to standard rates and fees.
- Loyalty program — Amplify Rewards Points
- 2 Amplify points per $1 on international spend. Once you spend $5,000 in a statement cycle, you will earn 0.5 Amplify Points per $1 on further eligible purchases. New cards only. Refer to standard rates and fees.
- Interest-free period — 55 days
- Up to 55 days Interest free on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) on time.
Eligibility
- Minimum age — 18 yearsAged 18 or over
- Residency status — Be an Australian or New Zealand citizen or be an Australian permanent resident or hold a valid temporary residence visa with a minimum of 1 year before expiry
- Have a regular, verifiable Australian taxable income for at least 3 months (18 months for self employed)
- You?re up-to-date with your regular repayments (rent or home loan, phone, other credit cards and loans etc.)
- Have a fixed residential address in Australia
Constraints
- Minimum limit — $6,000.00
- Maximum limit — $80,000.00
More Information
Published by Bank of Melbourne under the Consumer Data Right · Last updated 9 July 2026 · Product ID BOMCCAmplifyPlatinumcardRewards · View on CDR.gov.au