Amplify Rewards Signature

Credit & Charge CardsData Sharing Status

Our top-tier credit card that lets you earn Amplify points

Purchase rate: 20.99%
Annual fee: $295.00

Interest Rates

Type	Rate	Comparison	Applies To
Purchase Interest on purchases · Interest Free Days may apply	20.99%	—	—
Cash advance Interest on cash advances · No Interest Free days	21.99%	—	—

Fees

Fee	Type	Amount
Annual Card Fee Charged yearly −$295.00 — Amplify Rewards Signature Discounted First Year Fee:Eligibility: Introductory period: A reduced first year annual card fee of $199 ($295 thereafter) −$295.00 — Existing Reduced First year Annual Card FeeEligibility: Introductory period: Already with Bank of Melbourne? Sign in to apply to get a $149 card fee for the first year (reverts to $295). Offer not available if you?ve held a St.George, Bank of Melbourne or BankSA rewards card in the last 24 months. T&Cs Apply.	Ongoing	$295.00
Missed Payment Fee	Late payment	$20.00
Cash Advance Fee	Cash advance	3.5% of transaction
Foreign Transaction Fee 3% of the Australian dollar value for transactions with merchants based overseas	Transaction	3% of transaction
Card Replacement Fee Courier costs may apply	Replacement	$0.00
Overlimit Fee

Instalment Plans

Plan Splits: 3–12 instalments
Concurrent Plans: Up to 8
Minimum Plan Value: $200.00

Features

Discounts on other products — Earn Amplify Rewards points on eligible purchases and redeem them for flights, upgrades, gift cards, merchandise and more.
Discounts on other products — 2 lounge passes : Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at below link
Loyalty program — Amplify Signature Rewards: 1 Amplify point per $1 spend on all other purchases. Once you spend $10,000 in a statement cycle, you will earn 0.5 Amplify points per $1 on further eligible purchases. New cards only. Refer to standard rates and fees.
Loyalty program — Amplify Rewards Points: 2 Amplify points per $1 on everyday spend. Once you spend $10,000 in a statement cycle, you will earn 0.5 Amplify points per $1 on further eligible purchases. New cards only. Refer to standard rates and fees.
Loyalty program — Amplify Rewards Points: 3 Amplify points per $1 on international spend. Once you spend $10,000 in a statement cycle, you will earn 0.5 Amplify points per $1 on further eligible purchases. New cards only. Refer to standard rates and fees.

Eligibility

Minimum age — 18 yearsAged 18 or over
Residency status — Be an Australian or New Zealand citizen or be an Australian permanent resident or hold a valid temporary residence visa with a minimum of 1 year before expiry
Have a regular, verifiable Australian taxable income for at least 3 months (18 months for self employed)
You?re up-to-date with your regular repayments (rent or home loan, phone, other credit cards and loans etc.)
Have a fixed residential address in Australia

Constraints

Minimum limit — $15,000.00
Maximum limit — $80,000.00

More Information

Published by Bank of Melbourne under the Consumer Data Right · Last updated 9 July 2026 · Product ID BOMCCAmplifySignaturecardRewards · View on CDR.gov.au · View Source Data (JSON)