Amplify Business
Amplify Business is a personal liability business credit card that rewards you for your business expenses. Earn something more rewarding with uncapped points on eligible business purchases.
- Purchase rate
- 19.49%
- Annual fee
- $89.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Purchase Rate · Charged to purchase balances where full closing balance is not paid by due date | 19.49% | — | — |
| Cash advance Cash Advances · Applied to any amount of 'cash' withdrawn from account. (includes physical cash and transfer from account) | 20.24% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Card Fee Charged yearly · Per account.
| Ongoing | $89.00 |
| Foreign Transaction Fee 3% of the Australian dollar value of any Foreign Transaction. | Transaction | 3% of transaction |
| Cash Advance Fee | Cash advance | 3% of transaction |
| Missed Payment Fee $0 applied for each missed payment | Late payment | $0.00 |
| Card Replacement Fee Courier costs may apply | Replacement | $0.00 |
| Overlimit Fee $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account. | Event | $0.00 |
| Automatic payment fee $0 applied once per statement period for each payment dishonoured made under the automatic payment plan. |
Features
- Additional cards — up to 1
- An extra card : For an additional cardholder
- Insurance included — Complimentary insurance : Including Transit Accident Insurance and Unauthorised Transaction Insurance
- Interest-free period — 55 days
- 55 interest free days : Up to 55 days interest free on purchases when you pay the closing balance by statement due date each month.
- Simplified tax reporting : Export expenses directly into MYOB and BAS or download as an Excel file to make analysis of business transactions easy
- Personal liability business credit card that rewards you for your business expenses
- Uncapped points : Earn uncapped points on business purchases including double points on international spending.
Eligibility
- Minimum age — 18 years
- Business customersIntend to use the card predominantly for business expenditure
- Residency status — Should have an Australian Residential address
More Information
Published by Bank of Melbourne under the Consumer Data Right · Last updated 15 June 2026 · Product ID BOMCCBusAmplifyBusiness · View on CDR.gov.au