---
title: "Business Access Saver — Bank of Melbourne"
description: "Transaction & Savings Accounts from Bank of Melbourne. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-melbourne/products/BOMSavBusBusinessAccessSaver
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-30T05:46:15Z
---

# Business Access Saver — Bank of Melbourne

> Transaction & Savings Accounts from Bank of Melbourne. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A business savings account that allows you to set money aside for payments such as GST and other taxes.

## At a glance

- **Base rate:** 1.3%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Minimum deposit amount) | 0.45% | 0 - 4999 | monthly |
| Variable (Minimum deposit amount) | 0.45% | 5000 - 9999 | monthly |
| Variable (Minimum deposit amount) | 0.45% | 10000 - 24999 | monthly |
| Variable (Minimum deposit amount) | 0.45% | 25000 - 49999 | monthly |
| Variable (Minimum deposit amount) | 0.6% | 50000 - 249999 | monthly |
| Variable (Minimum deposit amount) | 1.15% | 250000 - 499999 | monthly |
| Variable (Minimum deposit amount) | 1.15% | 500000 - 999999 | monthly |
| Variable (Minimum deposit amount) | 1.3% | 1000000+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Keeping Fee — Charged monthly | Ongoing | $0.00 |
| Staff assisted deposit | Deposit | $3.00 |
| Internet Banking | Transaction | $0.00 |
| Phone Banking | Transaction | $0.00 |
| Direct Credit | Deposit | $0.00 |
| Cheque collected or deposited | Deposit | $3.00 |
| Monthly transaction allowance | Transaction | $0.00 |

## Features

- **Free transactions** — 5 (5 in-branch transactions per month)
- **Digital banking** (Access funds anytime , anywhere: Manage your savings online and on mobile, making transfers via a Bank of Melbourne everyday account.)
- **No account-keeping and transfer fees: For no monthly fee, make unlimited electronic transfers to and from your linked Bank of Melbourne account**
- **Earn interest on your savings. Your savings will attract a variable interest rate, earned daily and paid monthly.**
- **Regularly deposit funds to grow savings balance.**
- **No minimum deposits or balances: Build your savings balance at your own pace, with no pressure for a minimum deposit each month**
- **Fraud protection** (We?ll repay any missing funds if your account is compromised by Internet fraud, as long as you?ve complied with our T&Cs.)
- **No lock-in contract with a fixed term: Enjoy the flexibility of accessing your savings whenever you need them, with no restrictions.**
- **Make tax time easier by separating personal and business transactions**
- **Digital banking** (Access to your funds anytime - online, mobile, tablet, branch - with SMS and email alerts to keep track of your account activity)
- **Digital banking** (With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.)
- **Statements : At least every 6 months statements are available**
- **Direct Credits is available**

## Eligibility

- **Minimum age** — 18 years (Applicant plus all signatories)
- **Residency status** — Operating in Australia with an Australian address.
- **Must not be an individual using the account for predominantly personal purposes**
- **Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations**
- **Needs an eligible Bank of Melbourne business transaction account to link to**

## More information from Bank of Melbourne

- [Overview](https://www.bankofmelbourne.com.au/business/bank-accounts/business-access-saver)
- [Terms & conditions](https://www.bankofmelbourne.com.au/content/dam/bom/downloads/business/bank-accounts/business_accounts_terms.pdf)
- [Eligibility](https://www.bankofmelbourne.com.au/business/bank-accounts/business-access-saver)
- [Fees & pricing](https://www.bankofmelbourne.com.au/content/dam/bom/downloads/business/bank-accounts/business_accounts_terms.pdf)

## Data provenance

- Published by Bank of Melbourne under the Consumer Data Right
- Product ID: `BOMSavBusBusinessAccessSaver`
- Last updated by the provider: 30 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-melbourne/BOMSavBusBusinessAccessSaver
- Provider page: https://www.cdrcompare.au/brands/bank-of-melbourne
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000142

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-melbourne/products/BOMSavBusBusinessAccessSaver) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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