
Bank of Queensland Limited
Transaction & Savings Accounts
11Put your money to work by using a 100% Mortgage Offset Account for transactional banking and savings to reduce the interest you pay on your home loan and pay off your mortgage faster.
Make the most of your business savings with the flexibility of accessing your money anytime
Our Everyday Business Account is a low fee business transaction account that provides a flexible way to manage business finance and expenses.
Our high-interest saver accounts for customers 36 years or older, with easy-to-earn bonus interest and no monthly account keeping fees.
No hoops and no fuss when you just want to save. Simply sit back and watch your savings grow.
Our high-interest saver accounts for 14 to 35 year olds, with easy-to-earn bonus interest and no monthly account keeping fees.
Our Superannuation Savings Account is an online savings account designed specifically for the cash component of a Self Managed Superannuation Fund
Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.
It's never too early to teach kids to save! Encourage the right saving behaviour for children under 14 with a children's savings account held in their name. Make one withdrawal a month and still earn Bonus Interest variable rate. Start earning high interest from the first dollar. Deposit only access for the linked child. Manage the account on your internet banking.
BOQ offers foreign currency accounts for business customers who deal regularly in foreign currencies to help manage their cash flows
The Day2Day Plus Account is the everyday account with no monthly fees that frees you to live the way you want, each and every day.
Term Deposits
3Our Farm Management Deposit accounts provide primary producers with the opportunity to shift pre-tax primary product income from years when it is needed least, to years when it is most needed, which could help you to manage exposure to adverse economic events and seasonal fluctuations.
Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term
Digital Term Deposit for myBOQ
Home Loans
3A simple home loan doesn't mean you have to compromise on its features. With our Economy Home Loan, you'll enjoy an ongoing low variable interest rate with free redraw and flexible repayment options.
If you're looking for a fully featured, home loan with a low rate, our Clear Path Variable Rate Home Loan is for you.
You don't need a fortune teller to find out what the future looks like. A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for a certain term, while protecting yourself against any potential interest rate rises. And with great interest rates across our range of terms, that certainty comes with a smile.
Credit & Charge Cards
3Everything you need, with all of the platinum credit card benefits – including 2 Q Rewards® points for every dollar spent on eligible transactions, purchase protection insurance, international and domestic travel insurance, and more.
Our Blue Visa Credit Card rewards you when you buy - earning you 1 Q Rewards® credit card point for every dollar of eligible spend, which you can put towards just about anything.
If paying down your balance each month is keeping you up, our Low Rate Visa Credit Card can help you keep costs down.
Business Loans
2Whether you are looking to buy a new business, grow your business or to expand your operations, our Business Term Loan can help with your business financing needs
Our Commercial Rate Loan gives you access to competitive market interest rates where you can set your repayment term, choose between a variable or fixed interest rate, and your interest period
Overdrafts
1You can't always predict when an unexpected expense will arise, or when you need to cover shortages in your cash flow. Our Business Overdraft gives you convenient access to an approved limit when you need it.
Regulated Trust Accounts
4Statutory Trust account available to licensed property agents and motor dealers to hold funds in trust for clients in QLD only.
Real Estate/Agents Investment Trust Account allows real estate and other agents to open an interest-bearing account to hold trust money which they hold on behalf of a client. These accounts are used when agents will hold trust money for an extended period (generally a period greater than 60 days).
Our Investment Trust Account is designed for solicitors who have written direction from a client to hold money in an interest-bearing account. It is designed to provide your client with the ability to invest and earn interest on funds while held on trust.
Our Controlled Money Account is an account kept by a law practice for the purpose of holding controlled money upon written direction from the client. The client or beneficiary, will earn interest on money held by the law practice on behalf of them.
Data published by Bank of Queensland Limited under the Consumer Data Right · ABN 32009656740 · Register entry updated 1 July 2026 · View on CDR.gov.au



