Premier Investment Term Deposit
Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term
- Fixed rate
- 5.05%
- 365–729 days
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Interest is calculated on the daily closing balance of your account and paid at the end of the term. | 0.75% | TermAmount | at maturity |
| Fixed Interest is calculated on the daily closing balance of your account and paid monthly. | 0.05% | TermAmount | monthly |
| Fixed Interest is calculated on the daily closing balance of your account and paid monthly. | 1.9% | TermAmount | monthly |
| Fixed Interest is calculated on the daily closing balance of your account and paid monthly. | 1.9% | TermAmount | monthly |
| Fixed Interest is calculated on the daily closing balance of your account and paid at the end of the term. | 0.1% | Term |
Fees
| Fee | Type | Amount |
|---|---|---|
| Early payout fee Fee charged for for early redemption | Exit | $30.00 |
Features
- Easy reinvestment, with automatic rollover at maturity for your choice of term
- Choose how and when you receive interest payments - reinvest or transfer to another bank account
- $1,000 minimum investment amount
- Arrange to reinvest your interest payments or transfer your interest to another account
- Digital banking
- Use internet or mobile banking to check your balance
- Access your funds prior to maturity by providing 31 days prior notice to redeem your account early (an interest adjustment and early payout fee apply)
- All deposits up to $250,000 are protected by the Federal Government's deposit guarantee, so your savings are secure with us
Eligibility
- Minimum age — 18 yearsEighteen (18) years of age or over
- Individuals onlyApplying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account
- Residency status — Resident or CitizenA citizen or permanent resident of Australia;
Constraints
- Minimum balance — $1,000.00Minimum balance
- Opening balance — $1,000.00Minimum Opening balance
More Information
Published by Bank of Queensland Limited under the Consumer Data Right · Last updated 6 July 2026 · Product ID 0b906e88-5c03-ee11-8f6e-00224814d330 · View on CDR.gov.au