---
title: "Premier Investment Term Deposit — Bank of Queensland Limited"
description: "Term Deposits from Bank of Queensland Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/0b906e88-5c03-ee11-8f6e-00224814d330
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-27T01:46:24Z
---

# Premier Investment Term Deposit — Bank of Queensland Limited

> Term Deposits from Bank of Queensland Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · Bank of Queensland**

Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term

## At a glance

- **Fixed rate:** 5.05% (365 days)

## Apply

Applications are handled by the provider: [Apply at Bank of Queensland Limited](https://www.boq.com.au/personal/banking/savings-and-term-deposits/term-deposits/enquire-now)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 28 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.75% | Term 28–58 days; Amount $5,000–$249,999 | at maturity |
| Fixed · 334 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 334–364 days; Amount $1,000–$4,999 | monthly |
| Fixed · 2 years (Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.9% | Term 24–35 months; Amount $5,000–$249,999 | monthly |
| Fixed · 3 years (Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.9% | Term 36–47 months; Amount $5,000–$249,999 | monthly |
| Fixed · 212 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.1% | Term 212–241 days; Amount $1,000–$4,999 | at maturity |
| Fixed · 2 years (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 24–35 months; Amount $1,000–$4,999 | monthly |
| Fixed · 303 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.15% | Amount $1,000–$4,999; Term 303–333 days | at maturity |
| Fixed · 334 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.65% | Term 334–364 days; Amount $5,000–$249,999 | monthly |
| Fixed · 89 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 89–119 days; Amount $1,000–$4,999 | monthly |
| Fixed · 59 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.8% | Amount $5,000–$249,999; Term 59–88 days | at maturity |
| Fixed · 303 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.65% | Term 303–333 days; Amount $5,000–$249,999 | monthly |
| Fixed · 242 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.1% | Amount $1,000–$4,999; Term 242–272 days | at maturity |
| Fixed · 212 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 212–241 days; Amount $1,000–$4,999 | monthly |
| Fixed · 89 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.1% | Term 89–119 days; Amount $1,000–$4,999 | at maturity |
| Fixed · 181 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 181–211 days; Amount $1,000–$4,999 | monthly |
| Fixed · 365 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 365–729 days; Amount $1,000–$4,999 | monthly |
| Fixed · 334 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.15% | Amount $1,000–$4,999; Term 334–364 days | at maturity |
| Fixed · 4 years (Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.9% | Term 48–59 months; Amount $5,000–$249,999 | monthly |
| Fixed · 273 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 273–302 days; Amount $1,000–$4,999 | monthly |
| Fixed · 3 years (Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your interest annually and at the end of the term.) | 0.15% | Term 36–47 months; Amount $1,000–$4,999 | at maturity |
| Fixed · 303 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 1.75% | Amount $5,000–$249,999; Term 303–333 days | at maturity |
| Fixed · 3 years (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 36–47 months; Amount $1,000–$4,999 | monthly |
| Fixed · 150 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.15% | Term 150–180 days; Amount $5,000–$249,999 | monthly |
| Fixed · 273 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.15% | Term 273–302 days; Amount $1,000–$4,999 | at maturity |
| Fixed · 4 years (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 48–59 months; Amount $1,000–$4,999 | monthly |
| Fixed · 303 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 303–333 days; Amount $1,000–$4,999 | monthly |
| Fixed · 1 day (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 1–27 days; Amount $1,000–$4,999 | monthly |
| Fixed · 334 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 1.75% | Amount $5,000–$249,999; Term 334–364 days | at maturity |
| Fixed · 120 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 120–149 days; Amount $1,000–$4,999 | monthly |
| Fixed · 1 day (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.25% | Amount $5,000–$249,999; Term 1–27 days | at maturity |
| Fixed · 4 years (Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your interest annually and at the end of the term.) | 2% | Amount $5,000–$249,999; Term 48–59 months | at maturity |
| Fixed · 1 day (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.05% | Term 1–27 days; Amount $1,000–$4,999 | at maturity |
| Fixed · 242 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 242–272 days; Amount $1,000–$4,999 | monthly |
| Fixed · 28 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.65% | Term 28–58 days; Amount $5,000–$249,999 | monthly |
| Fixed · 28 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 28–58 days; Amount $1,000–$4,999 | monthly |
| Fixed · 120 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.1% | Term 120–149 days; Amount $1,000–$4,999 | at maturity |
| Fixed · 59 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.05% | Term 59–88 days; Amount $1,000–$4,999 | monthly |
| Fixed · 59 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.7% | Term 59–88 days; Amount $5,000–$249,999 | monthly |
| Fixed · 150 days (Interest is calculated on the daily closing balance of your account and paid end of term.) | 0.05% | Term 150–180 days; Amount $1,000–$4,999 | monthly |
| Fixed · 181 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.8% | Amount $5,000–$249,999; Term 181–211 days | at maturity |
| Fixed · 4 years (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.15% | Amount $1,000–$4,999; Term 48–59 months | at maturity |
| Fixed · 365 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.15% | Amount $1,000–$4,999; Term 365–729 days | at maturity |
| Fixed · 2 years (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 2% | Amount $5,000–$249,999; Term 24–35 months | at maturity |
| Fixed · 273 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.85% | Term 273–302 days; Amount $5,000–$249,999 | monthly |
| Fixed · 89 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.5% | Amount $5,000–$249,999; Term 89–119 days | at maturity |
| Fixed · 59 days (Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your interest annually and at the end of the term.) | 0.08% | Term 59–88 days; Amount $1,000–$4,999 | at maturity |
| Fixed · 89 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.4% | Term 89–119 days; Amount $5,000–$249,999 | monthly |
| Fixed · 212 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.8% | Term 212–241 days; Amount $5,000–$249,999 | at maturity |
| Fixed · 28 days (Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your interest annually and at the end of the term.) | 0.05% | Amount $1,000–$4,999; Term 28–58 days | at maturity |
| Fixed · 212 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.7% | Term 212–241 days; Amount $5,000–$249,999 | monthly |
| Fixed · 181 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.7% | Term 181–211 days; Amount $5,000–$249,999 | monthly |
| Fixed · 242 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 4% | Term 242–272 days; Amount $5,000–$249,999 | monthly |
| Fixed · 120 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.4% | Term 120–149 days; Amount $5,000–$249,999 | monthly |
| Fixed · 150 days (Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your interest annually and at the end of the term.) | 1.25% | Amount $5,000–$249,999; Term 150–180 days | at maturity |
| Fixed · 273 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.95% | Amount $5,000–$249,999; Term 273–302 days | at maturity |
| Fixed · 120 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.5% | Amount $5,000–$249,999; Term 120–149 days | at maturity |
| Fixed · 365 days (Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your interest annually and at the end of the term.) | 5.05% | Amount $5,000–$249,999; Term 365–729 days | at maturity |
| Fixed · 365 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.95% | Term 365–729 days; Amount $5,000–$249,999 | monthly |
| Fixed · 2 years (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.15% | Term 24–35 months; Amount $1,000–$4,999 | at maturity |
| Fixed · 181 days (Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your interest annually and at the end of the term.) | 0.1% | Amount $1,000–$4,999; Term 181–211 days | at maturity |
| Fixed · 242 days (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.1% | Term 242–272 days; Amount $5,000–$249,999 | at maturity |
| Fixed · 150 days (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.1% | Amount $1,000–$4,999; Term 150–180 days | at maturity |
| Fixed · 3 years (Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 2% | Term 36–47 months; Amount $5,000–$249,999 | at maturity |
| Fixed · 1 day (Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.25% | Term 1–27 days; Amount $5,000–$249,999 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early payout fee — Fee charged for for early redemption | Exit | $30.00 |

## Features

- **Easy reinvestment, with automatic rollover at maturity for your choice of term**
- **Choose how and when you receive interest payments - reinvest or transfer to another bank account**
- **$1,000 minimum investment amount**
- **Arrange to reinvest your interest payments or transfer your interest to another account**
- **Digital banking** (Use internet or mobile banking to check your balance)
- **Access your funds prior to maturity by providing 31 days prior notice to redeem your account early (an interest adjustment and early payout fee apply)**
- **All deposits up to $250,000 are protected by the Federal Government's deposit guarantee, so your savings are secure with us**
- **Choose the length of your term, from just one month**
- **For monthly interest payments, the applicable interest rate will be the rate listed above less 0.10% p.a.**
- **Earn higher interest if you deposit $5,000 or more**

## Eligibility

- **Minimum age** — 18 years (Eighteen (18) years of age or over)
- **Residency status** — Resident or Citizen (A citizen or permanent resident of Australia;)
- **QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold clients' money in trust and hold relevant practicing certificate as legal practitioners or relevant industry license as agents.**
- **Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.**

## Constraints

- **Minimum balance** — $1,000.00 (Minimum balance)
- **Opening balance** — $1,000.00 (Minimum Opening balance)

## More information from Bank of Queensland Limited

- [Overview](https://www.boq.com.au/personal/banking/savings-and-term-deposits/term-deposits)
- [Terms & conditions](https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/personal/deposit-products-terms-and-conditions.pdf)
- [Eligibility](https://www.boq.com.au/personal/banking/savings-and-term-deposits/compare-savings-accounts)
- [Fees & pricing](https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/personal/personal-banking-guide-to-fees-and-charges.pdf)

## Data provenance

- Published by Bank of Queensland Limited under the Consumer Data Right
- Product ID: `0b906e88-5c03-ee11-8f6e-00224814d330`
- Last updated by the provider: 27 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-queensland-limited/0b906e88-5c03-ee11-8f6e-00224814d330
- Provider page: https://www.cdrcompare.au/brands/bank-of-queensland-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000241

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/0b906e88-5c03-ee11-8f6e-00224814d330) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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