---
title: "Farm Management Deposit - Fixed — Bank of Queensland Limited"
description: "Term Deposits from Bank of Queensland Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/0f906e88-5c03-ee11-8f6e-00224814d330
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-17T04:43:40Z
---

# Farm Management Deposit - Fixed — Bank of Queensland Limited

> Term Deposits from Bank of Queensland Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · Bank of Queensland**

Our Farm Management Deposit accounts provide primary producers with the opportunity to shift pre-tax primary product income from years when it is needed least, to years when it is most needed, which could help you to manage exposure to adverse economic events and seasonal fluctuations.

## At a glance

- **Fixed rate:** 5.05% (365 days)

## Apply

Applications are handled by the provider: [Apply at Bank of Queensland Limited](https://www.boq.com.au/business/business-bank-accounts/industry-specialist-accounts/farm-management-solutions)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 day (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 1–27 days; Amount $1–$999 | at maturity |
| Fixed · 1095 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 1095–1459 days; Amount $1–$999 | at maturity |
| Fixed · 1095 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.9% | Term 1095–1459 days; Amount $1,000–$800,000 | monthly |
| Fixed · 89 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 89–119 days; Amount $1–$999 | monthly |
| Fixed · 28 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.65% | Term 28–58 days; Amount $1,000–$800,000 | monthly |
| Fixed · 242 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 242–272 days; Amount $1–$999 | monthly |
| Fixed · 1 day (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 1–27 days; Amount $1–$999 | at maturity |
| Fixed · 242 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 4% | Term 242–272 days; Amount $1,000–$800,000 | monthly |
| Fixed · 1460 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 1460–1826 days; Amount $1–$999 | at maturity |
| Fixed · 242 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.1% | Amount $1,000–$800,000; Term 242–272 days | at maturity |
| Fixed · 303 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.65% | Term 303–333 days; Amount $1,000–$800,000 | monthly |
| Fixed · 303 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 1.75% | Term 303–333 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 89 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 89–119 days; Amount $1–$999 | at maturity |
| Fixed · 181 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.8% | Amount $1,000–$800,000; Term 181–211 days | at maturity |
| Fixed · 334 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 334–364 days; Amount $1–$999 | at maturity |
| Fixed · 273 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.85% | Term 273–302 days; Amount $1,000–$800,000 | monthly |
| Fixed · 150 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 1.25% | Term 150–180 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 212 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.8% | Amount $1,000–$800,000; Term 212–241 days | at maturity |
| Fixed · 28 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 28–58 days; Amount $1–$999 | at maturity |
| Fixed · 59 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 59–88 days; Amount $1–$999 | at maturity |
| Fixed · 334 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.65% | Term 334–364 days; Amount $1,000–$800,000 | monthly |
| Fixed · 59 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.8% | Term 59–119 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 242 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 242–272 days; Amount $1–$999 | at maturity |
| Fixed · 365 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 365–729 days; Amount $1–$999 | at maturity |
| Fixed · 120 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.5% | Amount $1,000–$800,000; Term 120–149 days | at maturity |
| Fixed · 303 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 303–333 days; Amount $1–$999 | monthly |
| Fixed · 28 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 28–58 days; Amount $1–$999 | monthly |
| Fixed · 273 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.95% | Amount $1,000–$800,000; Term 273–302 days | at maturity |
| Fixed · 730 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 730–1094 days; Amount $1–$999 | monthly |
| Fixed · 1460 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.9% | Term 1460–1826 days; Amount $1,000–$800,000 | monthly |
| Fixed · 1095 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 2% | Term 1095–1459 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 181 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Amount $1–$999; Term 181–211 days | monthly |
| Fixed · 181 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 181–211 days; Amount $1–$999 | at maturity |
| Fixed · 730 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Amount $1–$999; Term 730–1094 days | at maturity |
| Fixed · 1460 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 1460–1826 days; Amount $1–$999 | monthly |
| Fixed · 120 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 120–149 days; Amount $1–$999 | at maturity |
| Fixed · 150 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.15% | Term 150–180 days; Amount $1,000–$800,000 | monthly |
| Fixed · 334 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 334–364 days; Amount $1–$999 | monthly |
| Fixed · 303 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 303–333 days; Amount $1–$999 | at maturity |
| Fixed · 273 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Amount $1–$999; Term 273–302 days | at maturity |
| Fixed · 730 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 1.9% | Term 730–1094 days; Amount $1,000–$800,000 | monthly |
| Fixed · 150 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 150–180 days; Amount $1–$999 | monthly |
| Fixed · 1 day (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.25% | Term 1–27 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 89 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.4% | Term 89–119 days; Amount $1,000–$800,000 | monthly |
| Fixed · 273 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 273–302 days; Amount $1–$999 | monthly |
| Fixed · 181 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.7% | Term 181–211 days; Amount $1,000–$800,000 | monthly |
| Fixed · 28 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 0.75% | Term 28–58 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 365 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 365–729 days; Amount $1–$999 | monthly |
| Fixed · 1 day (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.15% | Term 1–27 days; Amount $1,000–$800,000 | monthly |
| Fixed · 365 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 5.05% | Amount $1,000–$800,000; Term 365–729 days | at maturity |
| Fixed · 334 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 1.75% | Term 334–364 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 212 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.7% | Term 212–241 days; Amount $1,000–$800,000 | monthly |
| Fixed · 150 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 150–180 days; Amount $1–$999 | at maturity |
| Fixed · 89 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 4.5% | Amount $1,000–$800,000; Term 89–119 days | at maturity |
| Fixed · 1095 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 1095–1459 days; Amount $1–$999 | monthly |
| Fixed · 212 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 212–241 days; Amount $1–$999 | at maturity |
| Fixed · 365 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.95% | Term 365–729 days; Amount $1,000–$800,000 | monthly |
| Fixed · 1460 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 2% | Term 1460–1826 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 59 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 59–88 days; Amount $1–$999 | monthly |
| Fixed · 120 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 4.4% | Term 120–149 days; Amount $1,000–$800,000 | monthly |
| Fixed · 730 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid at the end of the term.) | 2% | Term 730–1094 days; Amount $1,000–$800,000 | at maturity |
| Fixed · 212 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 212–241 days; Amount $1–$999 | monthly |
| Fixed · 59 days (Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly.) | 0.7% | Term 59–88 days; Amount $1,000–$800,000 | monthly |
| Fixed · 120 days (Investment amount balances of less than $1,000 have an interest rate of 0.00%.) | 0% | Term 120–149 days; Amount $1–$999 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| BOQ Branch Balance Enquiry Fee — Free | Enquiry | $0.00 |
| Internet Banking Balance Enquiry /Transaction History Enquiry — Free | Enquiry | $0.00 |
| Direct Credit Fee — Free | Deposit | $0.00 |
| Cheques Deposited Fee — Free | Deposit | $0.00 |
| Branch Withdrawal Fee — Free | Withdrawal | $0.00 |
| Branch Deposit Fee — Free | Deposit | $0.00 |

## Features

- **Make deposits and withdrawals to your account during the 7 day renewal grace period, day 1 is the maturity date (minimum deposit/withdrawal amount of $1,000 applies)**
- **You must provide 31 days' notice for early withdrawal or termination before your fixed term Deposit Account matures**
- **A fixed term Farm Management Deposit that pays competitive interest**
- **Wide choice of terms, starting from 28 days to five years**
- **Easy reinvestment, with automatic rollover at maturity for your choice of term (unless you've given us other instructions). You can choose the new lodgement term in advance. If you prefer, we'll notify you before your investment matures so you can make your choice based on current interest rates.**
- **Choose when you receive your interest payments - either monthly or end of term**
- **Access your funds prior to maturity, by simply providing 31 days prior notice to redeem your account early (an interest adjustment applies)**
- **Interest is paid directly into another nominated account held by you with BOQ or another Australian Financial Institution**

## Eligibility

- **Business customers** (The FMD Scheme is restricted to primary producers with a non-primary production income of $100,000 or less.)

## Constraints

- **Minimum balance** — $1,000.00 (Minimum investment amount and account balance is $1,000)

## More information from Bank of Queensland Limited

- [Overview](https://www.boq.com.au/business/business-bank-accounts/industry-specialist-accounts/farm-management-solutions)
- [Terms & conditions](https://www.boq.com.au/important-information/terms-and-conditions)
- [Eligibility](https://www.boq.com.au/business/business-bank-accounts/industry-specialist-accounts/farm-management-solutions)
- [Fees & pricing](https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/business/business-banking-guide-fees-and-charges.pdf)

## Data provenance

- Published by Bank of Queensland Limited under the Consumer Data Right
- Product ID: `0f906e88-5c03-ee11-8f6e-00224814d330`
- Last updated by the provider: 17 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-queensland-limited/0f906e88-5c03-ee11-8f6e-00224814d330
- Provider page: https://www.cdrcompare.au/brands/bank-of-queensland-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000241

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/0f906e88-5c03-ee11-8f6e-00224814d330) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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