Farm Management Deposit - Fixed
Our Farm Management Deposit accounts provide primary producers with the opportunity to shift pre-tax primary product income from years when it is needed least, to years when it is most needed, which could help you to manage exposure to adverse economic events and seasonal fluctuations.
- Fixed rate
- 5.05%
- 365–729 days
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Investment amount balances of less than $1,000 have an interest rate of 0.00%. | 0% | TermAmount | at maturity |
| Fixed Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | 1.9% | TermAmount | monthly |
| Fixed Investment amount balances of less than $1,000 have an interest rate of 0.00%. | 0% | TermAmount | monthly |
| Fixed Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your account and paid monthly. | 0.65% | TermAmount | monthly |
| Fixed Investment amount balances of less than $1,000 have an interest rate of 0.00%. | 0% |
Fees
| Fee | Type | Amount |
|---|---|---|
| BOQ Branch Balance Enquiry Fee Free | Enquiry | $0.00 |
| Internet Banking Balance Enquiry /Transaction History Enquiry Free | Enquiry | $0.00 |
| Direct Credit Fee Free | Deposit | $0.00 |
| Cheques Deposited Fee Free | Deposit | $0.00 |
| Branch Withdrawal Fee Free | Withdrawal | $0.00 |
| Branch Deposit Fee Free | Deposit | $0.00 |
Features
- Make deposits and withdrawals to your account during the 7 day renewal grace period, day 1 is the maturity date (minimum deposit/withdrawal amount of $1,000 applies)
- You must provide 31 days' notice for early withdrawal or termination before your fixed term Deposit Account matures
- A fixed term Farm Management Deposit that pays competitive interest
- Wide choice of terms, starting from 28 days to five years
- Easy reinvestment, with automatic rollover at maturity for your choice of term (unless you've given us other instructions). You can choose the new lodgement term in advance. If you prefer, we'll notify you before your investment matures so you can make your choice based on current interest rates.
- Choose when you receive your interest payments - either monthly or end of term
- Access your funds prior to maturity, by simply providing 31 days prior notice to redeem your account early (an interest adjustment applies)
Eligibility
- Business customersThe FMD Scheme is restricted to primary producers with a non-primary production income of $100,000 or less.
Constraints
- Minimum balance — $1,000.00Minimum investment amount and account balance is $1,000
More Information
Published by Bank of Queensland Limited under the Consumer Data Right · Last updated 8 July 2026 · Product ID 0f906e88-5c03-ee11-8f6e-00224814d330 · View on CDR.gov.au