Everyday Business Account
Our Everyday Business Account is a low fee business transaction account that provides a flexible way to manage business finance and expenses.
- Base rate
- 0.15%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Not-for-Profit Organisations only calculated on minimum monthly balances. Credit interest does not apply to other business customers. | 0.15% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Multi Payment $1.50 for up to 10 payments then $0.19 for each additional transaction | Payment | $1.50 |
| Emergency Limit Fee Payable for the establishment of a temporary increase to your business overdraft facility limit. Applicable only if you operate an approved overdraft as part of this account | Variation | $300.00 |
| Agreed Credit Advance Fee Charged every 3 months · 0.30% of the approved limit, with a minimum of $70.00. The fee will be charged quarterly on the last day of March, June, September and December. Applicable only if you operate an approved overdraft as part of this account | Ongoing | 0.3% of balance |
| Application Fee 0.75% of the approved limit applies (minimum $750). A higher fee may be payable where the transaction or corporate structure of the borrower is more complex than usual and therefore requires additional consideration beyond normal assessment work. Applicable only if you operate an approved overdraft as part of this account | Upfront | 0.75% of balance |
| Overseas Bank ATM Withdrawal Overseas ATM access is only available if an Account is linked to a Full Access Visa Debit Card | Withdrawal | $5.00 |
Features
- Card access — Visa Debit Card
- Shop online, over the phone, locally and worldwide with your linked BOQ Business Visa Debit Card
- Overdraft available
- Add or link Business Overdraft Facility
- Fraud protection
- Protected against fraud by Visa Zero Liability
- Digital banking
- Full account access via Internet and Mobile Banking
- Discounts on other products — Google Ads and QuickBooks
- Cashback on $100 Ad Spend on Google. Receive a 50% discount for QuickBooks Online Simple Start, Essentials or Plus for the first 6 months of service
- Free withdrawals via BOQ branch, BOQ ATMs, atmx by Armaguard ATMs, Direct Debit, EFTPOS, BPAY and Single Pay Anyone
Eligibility
- Business customersBusiness customers
- General Trust Accounts are available to Accountants only. BOQ does not offer these accounts to customers in any other profession. To be eligible for an Accountants General Trust Account, you must open and maintain another Transaction Account (General Account) from which all fees and charges incurred on your Accountants General Trust Account will be debited.
- https://www.boq.com.au/business/business-bank-accounts/industry-specialist-accounts/community-banking-solution
More Information
Published by Bank of Queensland Limited under the Consumer Data Right · Last updated 3 July 2026 · Product ID 24906e88-5c03-ee11-8f6e-00224814d330 · View on CDR.gov.au