Everyday Account
Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.
Fees
| Fee | Type | Amount |
|---|---|---|
| Paper Statement - International Charged monthly · Charged for each paper statement that is required to be posted to an International Address. | Ongoing | $5.00 |
| Overdrawn Account There is no overdrawn fee, however a debit interest rate is applied as set out below. | Event | $0.00 |
| Monthly Account Keeping Charged monthly · There are no monthly account keeping fees with myBOQ Accounts. | Ongoing | $0.00 |
| Domestic ATM Withdrawal/ Balance Enquiry Fee We don't charge a fee to withdraw cash or check your account balance, however the ATM owner may charge a fee which should be displayed on the screen before proceeding with the withdrawal. | Withdrawal | $0.00 |
| Direct Debit Dishonour Charged for each direct debit that is dishonoured on the same day that the dishonour takes place. | Dishonour | $0.00 |
| Debit Interest Rate (applied to overdrawn Accounts) Interest is charged on a daily basis on all debit balances and debited to the relevant Account monthly. | Late payment |
Features
- No transaction fees within Australia
- Digital banking
- Make transactions all from the palm of your hand. Make your money mobile and pay on the go with Apple Pay, Samsung Pay or Google Pay
- No overdrawn fees if you happen to overdraw your account. Conditions apply.
- No withdrawal fees at over 10,000 ATMs
- Manage your money easily. Set spending budgets on specific categories like groceries, bills and more. And get personalised insights and real-time alerts all in the palm of your hands with our handy banking app.
- Grow your savings whenever you spend. Round up debit card transactions to the nearest dollar and we'll put the extra change straight into one of your savings accounts.
- Never miss a payment on your everyday bills or recurring transactions. We'll give you a heads up when your bills are due, so you can make sure you've got the funds available.
Eligibility
- Residency status — Resident or CitizenA citizen or permanent resident of Australia
- A smartphone that supports iOS 12.0+ or Android 8.0+.
- An Australian mobile number
- An Australian drivers licence or Australian passport or Medicare card
- An Australian residential address
- Individuals onlyApplying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account
- Minimum age — 14 yearsFourteen (14) years of age or over
More Information
Published by Bank of Queensland Limited under the Consumer Data Right · Last updated 18 March 2026 · Product ID 25906e88-5c03-ee11-8f6e-00224814d330 · View on CDR.gov.au