---
title: "Day2Day Plus Account — Bank of Queensland Limited"
description: "Transaction & Savings Accounts from Bank of Queensland Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/28906e88-5c03-ee11-8f6e-00224814d330
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-19T23:50:20Z
---

# Day2Day Plus Account — Bank of Queensland Limited

> Transaction & Savings Accounts from Bank of Queensland Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Bank of Queensland**

The Day2Day Plus Account is the everyday account with no monthly fees that frees you to live the way you want, each and every day.

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Agreed Credit Advance Fee — Charged monthly · 0.25% of approved overdraft limit. Applicable only for accounts with an approved overdraft facility | Ongoing | 0.25% of balance |
| Overseas Bank ATM Balance Enquiry — Overseas ATM access is only available if an Account is linked to a Visa Debit Card | Enquiry | $2.00 |
| Foreign Currency Transaction Fee — Applicable to accounts linked to a Visa Debit Card | Purchase | 3% of balance |
| Overseas Bank ATM Withdrawal — Overseas ATM access is only available if an Account is linked to a Visa Debit Card | Withdrawal | $5.00 |
| ATM Operator Fee — As disclosed on the ATM screen at the time of the transaction | Withdrawal | Variable |

## Features

- **Card access** — Visa Debit Card (Free Visa Debit Card to shop online, in-store, in Australia and overseas)
- **All deposits up to $250,000 are protected by the Federal Government's deposit guarantee, so your savings are secure with us**
- **Unlimited transactions** (Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions)
- **Fee free access to over 2,100 atmx by Armaguard ATMs, our preferred ATM network, as well as all BOQ Branch ATMs and some other Australian banks' ATMs**
- **Overdraft available** (Personal Overdrafts are available on the Day2Day Plus Account)
- **Deposit as much or as little as you want anytime, into your everyday account**
- **Digital banking** (Access your money at any time via internet and mobile banking)

## Eligibility

- **Individuals only** (Applying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account)
- **Residency status** — Resident or Citizen (A citizen or permanent resident of Australia)
- **Online applications for the Day2Day Plus Account are no longer accepted. Customers can visit their preferred BOQ branch to discuss their suitability in opening an account. Existing BOQ customers wanting to open a Day2Day Plus Account can also do so through Internet Banking**
- **Minimum age** — 11 years (Customers must be 11 years or older (minors aged 11 – 14 can open this product with the authority of their parent/guardian).)

## More information from Bank of Queensland Limited

- [Overview](https://www.boq.com.au/personal/banking/transaction-accounts/day2day-plus-account)
- [Terms & conditions](https://www.boq.com.au/personal/help-and-support/forms-and-important-information/terms-and-conditions/)
- [Eligibility](https://www.boq.com.au/personal/banking/transaction-accounts/day2day-plus-account)
- [Fees & pricing](https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/personal/personal-banking-guide-to-fees-and-charges.pdf)

## Data provenance

- Published by Bank of Queensland Limited under the Consumer Data Right
- Product ID: `28906e88-5c03-ee11-8f6e-00224814d330`
- Last updated by the provider: 19 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-queensland-limited/28906e88-5c03-ee11-8f6e-00224814d330
- Provider page: https://www.cdrcompare.au/brands/bank-of-queensland-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000241

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/28906e88-5c03-ee11-8f6e-00224814d330) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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