Day2Day Plus Account
The Day2Day Plus Account is the everyday account with no monthly fees that frees you to live the way you want, each and every day.
Fees
| Fee | Type | Amount |
|---|---|---|
| Agreed Credit Advance Fee Charged monthly · 0.25% of approved overdraft limit. Applicable only for accounts with an approved overdraft facility | Ongoing | 0.25% of balance |
| Overseas Bank ATM Balance Enquiry Overseas ATM access is only available if an Account is linked to a Visa Debit Card | Enquiry | $2.00 |
| Foreign Currency Transaction Fee Applicable to accounts linked to a Visa Debit Card | Purchase | 3% of balance |
| Overseas Bank ATM Withdrawal Overseas ATM access is only available if an Account is linked to a Visa Debit Card | Withdrawal | $5.00 |
| ATM Operator Fee As disclosed on the ATM screen at the time of the transaction | Withdrawal | Variable |
Features
- Card access — Visa Debit Card
- Free Visa Debit Card to shop online, in-store, in Australia and overseas
- All deposits up to $250,000 are protected by the Federal Government's deposit guarantee, so your savings are secure with us
- Unlimited transactions
- Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
- Fee free access to over 2,100 atmx by Armaguard ATMs, our preferred ATM network, as well as all BOQ Branch ATMs and some other Australian banks' ATMs
- Overdraft available
- Personal Overdrafts are available on the Day2Day Plus Account
- Deposit as much or as little as you want anytime, into your everyday account
- Digital banking
Eligibility
- Minimum age — 14 yearsFourteen (14) years of age or over
- Individuals onlyApplying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account
- Eleven (11) years of age or over to apply in branch, when accompanied by a parent/guardian
- Residency status — Resident or CitizenA citizen or permanent resident of Australia
- Online applications for the Day2Day Plus Account are no longer accepted. Customers can visit their preferred BOQ branch to discuss their suitability in opening an account. Existing BOQ customers wanting to open a Day2Day Plus Account can also do so through Internet Banking
More Information
Published by Bank of Queensland Limited under the Consumer Data Right · Last updated 11 March 2026 · Product ID 28906e88-5c03-ee11-8f6e-00224814d330 · View on CDR.gov.au