---
title: "Kids Savings Account — Bank of Queensland Limited"
description: "Transaction & Savings Accounts from Bank of Queensland Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/b5176288-5c03-ee11-8f6e-00224814dce7
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-13T05:53:28Z
---

# Kids Savings Account — Bank of Queensland Limited

> Transaction & Savings Accounts from Bank of Queensland Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Bank of Queensland**

It's never too early to teach kids to save! Encourage the right saving behaviour for children under 14 with a children's savings account held in their name. Make one withdrawal a month and still earn Bonus Interest variable rate. Start earning high interest from the first dollar. Deposit only access for the linked child. Manage the account on your internet banking.

## At a glance

- **Base rate:** 0.05%
- **Bonus rate:** 1.25% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at Bank of Queensland Limited](https://www.boq.com.au/personal/banking/savings-and-term-deposits/kids-savings-account)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Variable Base Rate) | 0.05% | — | monthly |
| Bonus (Calculated daily and paid monthly.) | 1.25% | $5000 to less than $49999 | monthly |
| Bonus (Calculated daily and paid monthly.) | 1.25% | $50,000 and over | monthly |
| Bonus (Calculated daily and paid monthly.) | 1.25% | $1 to less than $4999 | monthly |

## Features

- **Kids receive statements in their name, so they can watch their savings grow**
- **Linked parents or guardians have full access to the account**
- **Your child can make branch deposits, but all other account access by your child is restricted**
- **Kids receive their own deposit book and wallet to track their savings**
- **Receive a high rate of interest on your kid's savings account**

## Eligibility

- **Maximum age** — 14 years (To apply for a Kids Account (under 14 years of age) the parent/guardian and the account holder (minor) must both be identified)

## More information from Bank of Queensland Limited

- [Overview](https://www.boq.com.au/personal/banking/savings-and-term-deposits/kids-savings-account)
- [Terms & conditions](https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/personal/deposit-products-terms-and-conditions.pdf)
- [Eligibility](https://www.boq.com.au/personal/banking/savings-and-term-deposits/kids-savings-account)
- [Fees & pricing](https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/personal/personal-banking-guide-to-fees-and-charges.pdf)

## Data provenance

- Published by Bank of Queensland Limited under the Consumer Data Right
- Product ID: `b5176288-5c03-ee11-8f6e-00224814dce7`
- Last updated by the provider: 13 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-queensland-limited/b5176288-5c03-ee11-8f6e-00224814dce7
- Provider page: https://www.cdrcompare.au/brands/bank-of-queensland-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000241

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/b5176288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)