--- title: "Commercial Rate Loan — Bank of Queensland Limited" description: "Business Loans from Bank of Queensland Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/f5176288-5c03-ee11-8f6e-00224814dce7 source: "CDR Compare" language: en-AU last_updated: 2026-07-17T01:55:43Z --- # Commercial Rate Loan — Bank of Queensland Limited > Business Loans from Bank of Queensland Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Business Loans · Negotiable rates · Bank of Queensland** Our Commercial Rate Loan gives you access to competitive market interest rates where you can set your repayment term, choose between a variable or fixed interest rate, and your interest period ## Apply Applications are handled by the provider: [Apply at Bank of Queensland Limited](https://www.boq.com.au/business/loan-and-finance/commercial-rate-loans) ## Fees | Fee | Type | Amount | | --- | --- | --- | | Settlement Fee — Payable for completing settlement of your facility | Upfront | $150.00 | | Break Cost Fee — The amount is calculated in accordance with your Facility Agreement | Event | Variable | | Substitution of Security Fee | Variation | $300.00 | | Early Repayment Fee — For Business Term Loans established under the Business First Lending Package | Exit | Variable | | Switching Fee — This fee is payable when switching facility types or changing interest periods | Variation | $300.00 | | Additional Security Fee | Variation | $150.00 | | Construction Loan Fee - Owner Builder | Upfront | $500.00 | | Break Cost Administration Fee | Event | $250.00 | | Monthly Fee — Charged monthly · Charged at the interest rate reset date | Ongoing | $50.00 | | Legal Review Fees - Complex Documents — Payable for each document that the Bank is required to review, amend or prepare and which is categorised by the bank as a complex document | Event | $500.00 | | Legal Review Fees - Standard Documents — Payable for each document that the Bank is required to review, amend or prepare and which is categorised by the bank as a standard document | Event | $350.00 | | Security Release Fee — Payable when we agree at your request) to discharge a security | Exit | $350.00 | | Application Fee — 0.75% of the approved limit applies (minimum $750) | Upfront | 0.75% of balance | | Construction Loan Fee - Contract Builder | Upfront | $250.00 | ## Features - **Interest payment options and loan terms : Variable: 1,2 and 3 months in arrears; Interest Capitalised Variable : 1, 2 and 3 months in arrears;Fixed - Monthly in arrears; Interest Prepaid - Yearly in advance. For Variable Commercial Rate Loan and Interest Capitalised Variable Commercial Rate Loan the interest payment date must match the interest period option.Interest rates for the Commercial Rate Loan are available at any BOQ branch.** - **Accepted security includes residential property, commercial property, business assets, directors' guarantee, fixed and floating company charge.** - **Interest rate options and loan terms: Variable - 1,2 and 3 months; Interest Capitalised Variable - 1,2 and 3 months;Fixed - 1,2,3,4 and 5 years; Interest Prepaid - 1 year** - **Interest rates are set daily for each facility type and each interest period.** - **Scheduled Principal Reductions, Progress Draw and Redraw are offered on Variable Commercial Rate Loans and Interest Capitalised Variable Commercial Rate Loans.** - **Choose a loan that suits your cash flow and business requirements. Variable Commercial Rate Loan, Interest Capitalised Variable Commercial Rate Loan, Fixed Commercial Rate Loan, or Interest Prepaid Commercial Rate Loan** ## Eligibility - **Business customers** (Business Customers) ## Constraints - **Minimum limit** — $500,000.00 (Minimum loan amount) ## More information from Bank of Queensland Limited - [Overview](https://www.boq.com.au/business/loan-and-finance/commercial-rate-loans) - [Terms & conditions](https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/facility-general-conditions.pdf) - [Eligibility](https://www.boq.com.au/business/loan-and-finance/commercial-rate-loans) - [Fees & pricing](https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/business/business-banking-guide-fees-and-charges.pdf) ## Data provenance - Published by Bank of Queensland Limited under the Consumer Data Right - Product ID: `f5176288-5c03-ee11-8f6e-00224814dce7` - Last updated by the provider: 17 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-queensland-limited/f5176288-5c03-ee11-8f6e-00224814dce7 - Provider page: https://www.cdrcompare.au/brands/bank-of-queensland-limited - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000241 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-queensland-limited/products/f5176288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)