BOS Basic Home Loan Owner Occupied
Home LoansData Sharing Status
Looking to buy a new home and want to keep things simple? Our BOS Basic Home Loan, with no fees and a competitive interest rate, is the one for you.
- From (owner occupied)
- 6.09%
- 6.13% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.09% | 6.13% | <60% LVR |
| Variable | 6.19% | 6.23% | <60-80%LVR |
| Variable | 6.44% | 6.48% | 80-90% LVR with LMI |
| Variable | 6.99% | 7.03% | 90-95% LVR with LMI |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.89% | 6.93% | 80-90% LVR with no LMI |
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge of Mortgage Fee Excludes legal costs | Event | $400.00 |
| Settlement Fee Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee. | Upfront | $200.00 |
| Variation Fee | Event | $300.00 |
Features
- Redraw facility
- Redraw facility is available
- Digital banking
- Extra repayments — Unlimited extra repayments
Eligibility
- Individuals only
- Lending Criteria applies.
- Residency status — Australian Permanent Resident or Citizen. Residential address must be in Australia.
- Minimum age — 18 years
Constraints
- Minimum limit — $100,000.00
More Information
Published by Bank of Sydney under the Consumer Data Right · Last updated 29 June 2026 · Product ID bosbasic_oo · View on CDR.gov.au · View Source Data (JSON)