---
title: "Controlled Money Trust Account — Bank of Sydney"
description: "Regulated Trust Accounts from Bank of Sydney. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-sydney/products/controlled_money_trust_account
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-02T07:47:27Z
---

# Controlled Money Trust Account — Bank of Sydney

> Regulated Trust Accounts from Bank of Sydney. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Regulated Trust Accounts**

A Controlled Monies Account (CMA) is designed to assist solicitors in NSW, SA or VIC, and real estate agents in NSW or SA hold client funds securely and meet legal requirements.

## At a glance

- **Base rate:** 3.4%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 3.4% | $1 and above | monthly |

## Features

- **Digital banking** (Enquiry access to view account)
- **Direct credits to the account are allowed** — Direct Credit

## Eligibility

- **Business customers** — Solicitors (NSW, SA & VIC) or Real Estate Agents (NSW & SA only)

## Constraints

- **Opening balance** — $1.00

## More information from Bank of Sydney

- [Overview](https://www.banksyd.com.au/controlled-monies)
- [Terms & conditions](https://www.banksyd.com.au/controlled-monies)
- [Eligibility](https://www.banksyd.com.au/controlled-monies)
- [Fees & pricing](https://www.banksyd.com.au/controlled-monies)

## Data provenance

- Published by Bank of Sydney under the Consumer Data Right
- Product ID: `controlled_money_trust_account`
- Last updated by the provider: 2 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-sydney/controlled_money_trust_account
- Provider page: https://www.cdrcompare.au/brands/bank-of-sydney
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000107

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-sydney/products/controlled_money_trust_account) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)