---
title: "Expect More Home Loan Investment — Bank of Sydney"
description: "Home Loans from Bank of Sydney. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-sydney/products/emhl_inv
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-21T23:58:21Z
---

# Expect More Home Loan Investment — Bank of Sydney

> Home Loans from Bank of Sydney. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Our comprehensive investment home loan package, designed for those who expect more from a home loan.

## At a glance

- **From (investment):** 6.84% (6.98% comparison)

## Interest rates

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.84% | 6.98% | — |
| Variable | 7.14% | 7.28% | — |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 6.84% | 6.76% | — |
| Variable | 7.04% | 7.01% | — |
| Variable | 8.09% | 6.92% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Variation Fee | Event | $300.00 |
| Settlement Fee — Payable at the time of new loan settlement only and variations | Upfront | $200.00 |
| Package Fee — Charged yearly · Paid annually in advance on anniversary of loan date | Ongoing | $125.00 |
| Discharge of Mortgage Fee — Excludes legal costs | Event | $400.00 |

## Features

- **Redraw facility** (Redraw facility is available)
- **Extra repayments** — Unlimited additional repayments (Applicable only for Variable Rate)
- **Offset account** (100% offset account available)
- **Digital banking**
- **Available for Construction purposes** — Construction Loans

## Eligibility

- **Residency status** — Australian Permanent Resident or Citizen. Residential address must be in Australia.
- **Lending Criteria applies**
- **Minimum age** — 18 years
- **Available to Companies in their own capacity or as Trustees for a Trust**
- **Individuals only**

## Constraints

- **Minimum limit** — $100,000.00 (Minimum aggregated total loan amount $100,000.00)

## More information from Bank of Sydney

- [Overview](https://www.banksyd.com.au/expect-more-investment-home-loan)
- [Terms & conditions](https://www.banksyd.com.au/important-product-information)
- [Eligibility](https://www.banksyd.com.au/expect-more-investment-home-loan)
- [Fees & pricing](https://www.banksyd.com.au/important-product-information)

## Data provenance

- Published by Bank of Sydney under the Consumer Data Right
- Product ID: `emhl_inv`
- Last updated by the provider: 21 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-sydney/emhl_inv
- Provider page: https://www.cdrcompare.au/brands/bank-of-sydney
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000107

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-sydney/products/emhl_inv) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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