---
title: "Home Equity Maximiser Investment — Bank of Sydney"
description: "Home Loans from Bank of Sydney. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-sydney/products/home_equity_maximiser_invest
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-04T06:28:31Z
---

# Home Equity Maximiser Investment — Bank of Sydney

> Home Loans from Bank of Sydney. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Finance a renovation or your next property by turning the equity in your investment home into a flexible line of credit.

## At a glance

- **From (investment):** 12.02% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 12.02% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee | Upfront | $400.00 |
| Settlement Fee — Payable at settlement | Upfront | $200.00 |
| Monthly Account Keeping Fee — Charged monthly | Ongoing | $10.00 |

## Features

- **Card access** — Visa Debit Card
- **Digital banking**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Residency status** — Australian Permanent Resident or Citizen. Residential address must be in Australia.
- **Residential properties only (Mortgage Insurance required for any LVR above the Limits of Authority Guidelines)** — LVR (Loan to Value Ratio) up to 70%

## Constraints

- **Maximum LVR** — 70%

## More information from Bank of Sydney

- [Overview](https://www.banksyd.com.au/home-equity-maximiser-investment)
- [Terms & conditions](https://www.banksyd.com.au/important-product-information)
- [Eligibility](https://www.banksyd.com.au/home-equity-maximiser-investment)
- [Fees & pricing](https://www.banksyd.com.au/important-product-information)

## Data provenance

- Published by Bank of Sydney under the Consumer Data Right
- Product ID: `home_equity_maximiser_invest`
- Last updated by the provider: 4 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-sydney/home_equity_maximiser_invest
- Provider page: https://www.cdrcompare.au/brands/bank-of-sydney
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000107

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-sydney/products/home_equity_maximiser_invest) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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