Home Equity Maximiser Owner Occupied
Home LoansData Sharing Status
Reach your goals sooner by using the existing equity in your home and a Home Equity Maximiser line of credit.
- From (owner occupied)
- 11.65%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 11.65% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $400.00 |
| Settlement Fee Payable at settlement | Upfront | $200.00 |
| Monthly Account Keeping Fee Charged monthly | Ongoing | $10.00 |
Features
- Card access — Visa Debit Card
- Digital banking
- Cheque book facility available — Cheque Book
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Australian Permanent Resident or Citizen. Residential address must be in Australia.
- Residential properties only (Mortgage Insurance required for any LVR above the Limits of Authority Guidelines) — LVR (Loan to Value Ratio) up to 70%
Constraints
- Maximum LVR — 70%
More Information
Published by Bank of Sydney under the Consumer Data Right · Last updated 4 June 2026 · Product ID home_equity_maximiser_owner_occ · View on CDR.gov.au