Offset Account
Transaction & Savings AccountsData Sharing Status
The Offset Account is designed to be linked with an eligible variable interest rate home loan. This allows customers to offset their home loan interest payments whilst having full access to transact.
Features
- Digital wallet — Apple Pay
- Digital banking
- Card access — Visa Debit Card
- Offset account
- 100% home loan offset account
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Bill payment (BPAY) — BPAY
Eligibility
- Minimum age — 18 years
- Only available for home loan offset.
More Information
Published by Bank of Sydney under the Consumer Data Right · Last updated 13 March 2026 · Product ID offset_account · View on CDR.gov.au