---
title: "Offset Account — Bank of Sydney"
description: "Transaction & Savings Accounts from Bank of Sydney. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-sydney/products/offset_account
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-13T04:04:49Z
---

# Offset Account — Bank of Sydney

> Transaction & Savings Accounts from Bank of Sydney. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

The Offset Account is designed to be linked with an eligible variable interest rate home loan. This allows 
customers to offset their home loan interest payments whilst having full access to transact.

## Features

- **Digital wallet** — Apple Pay
- **Digital banking**
- **Card access** — Visa Debit Card
- **Offset account** (100% home loan offset account)
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Bill payment (BPAY)** — BPAY

## Eligibility

- **Minimum age** — 18 years
- **Only available for home loan offset.**

## More information from Bank of Sydney

- [Terms & conditions](https://www.banksyd.com.au/important-product-information)
- [Eligibility](https://www.banksyd.com.au/important-product-information)
- [Fees & pricing](https://www.banksyd.com.au/important-product-information)

## Data provenance

- Published by Bank of Sydney under the Consumer Data Right
- Product ID: `offset_account`
- Last updated by the provider: 13 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-sydney/offset_account
- Provider page: https://www.cdrcompare.au/brands/bank-of-sydney
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000107

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-sydney/products/offset_account) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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