---
title: "Term Deposit — Bank of Sydney"
description: "Term Deposits from Bank of Sydney. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-sydney/products/term_deposit
source: "CDR Compare"
language: en-AU
last_updated: 2026-10-16T04:09:01Z
---

# Term Deposit — Bank of Sydney

> Term Deposits from Bank of Sydney. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

Get a guaranteed return on money that you aren’t using right now with a term deposit.

## At a glance

- **Fixed rate:** 5.3% (1 year)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 11 months | 3.8% | — | every 11 months |
| Fixed · 8 months | 3.7% | — | every 8 months |
| Fixed · 5 months | 3.5% | — | every 5 months |
| Fixed · 1 year | 5.2% | — | every 12 months |
| Fixed · 1 month | 1.25% | — | monthly |
| Fixed · 9 months | 4% | — | every 9 months |
| Fixed · 6 months | 5.1% | — | every 6 months |
| Fixed · 7 months | 3.7% | — | every 7 months |
| Fixed · 10 months | 3.8% | — | every 10 months |
| Fixed · 13 months | 4.05% | — | every 13 months |
| Fixed · 1 year | 5.1% | 50000 and above | monthly |
| Fixed · 2 months | 1.5% | — | every 2 months |
| Fixed · 4 months | 3.5% | — | every 4 months |
| Fixed · 3 months | 3.85% | — | every 3 months |
| Fixed · 1 year (Online Only Rate) | 5.3% | — | every 12 months |
| Fixed · 6 months (Online Only Rate) | 5.2% | — | every 6 months |
| Fixed · 3 months (Online Only Rate) | 4.4% | — | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early Repayment Fee | Event | $30.00 |

## Features

- **Digital banking**

## Constraints

- **Minimum balance** — $1,000.00

## More information from Bank of Sydney

- [Overview](https://www.banksyd.com.au/term-deposit)
- [Terms & conditions](https://www.banksyd.com.au/important-product-information)
- [Eligibility](https://www.banksyd.com.au/term-deposit)
- [Fees & pricing](https://www.banksyd.com.au/important-product-information)

## Data provenance

- Published by Bank of Sydney under the Consumer Data Right
- Product ID: `term_deposit`
- Last updated by the provider: 16 October 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-sydney/term_deposit
- Provider page: https://www.cdrcompare.au/brands/bank-of-sydney
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000107

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-sydney/products/term_deposit) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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