--- title: "Bank of us products" description: "Every Bank of us product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/bank-of-us source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:14:00Z --- # Bank of us products > Every Bank of us product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 27 products Bank of us is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with Bank of us. ## Transaction & Savings Accounts (12) Everyday banking and savings accounts. - [SUPER ADVANTAGE](https://www.cdrcompare.au/brands/bank-of-us/products/SuperAdv) — A Self Managaed Super Fund (SMSF) cash hub account that will help take the complexities out of managing your SMSF. You get a competitive interest rate, plus it makes your super fund accounting, tax re - [Stash n Splash](https://www.cdrcompare.au/brands/bank-of-us/products/Stash_n_Splash) — Our Stash 'n' Splash account is an online savings account that is great if you want to earn a competitive rate of interest while having the ability to continue to save or access your funds as you requ - [Spring Load](https://www.cdrcompare.au/brands/bank-of-us/products/SpringLoad) — The Spring Load account is a maximum period (term) account, which is available to Tasmanian residents who are depositing new money with Bank of us. The maximum period commences on the day the account - [Save up](https://www.cdrcompare.au/brands/bank-of-us/products/Save_up) — Our 'Save up' account is the perfect account to help you save for something special or just for a rainy day. The account pays a base rate of interest and if you deposit a minimum of $50.00 per month a - [BUSINESS iCASH](https://www.cdrcompare.au/brands/bank-of-us/products/BusinessiCash) — Our small, small business loan is ideal for buying that new work vehicle or upgrading your tools. With secured, partly secured and unsecured loan options available and for loans ranging from $5,000 to - [Pension Advantage](https://www.cdrcompare.au/brands/bank-of-us/products/Pension_Advantage) — If you receive a pension and need an everyday account, then the Pension Advantage delivers you the freedom to bank how and when you want and the ability to minimise or avoid transaction fees altogethe - [One for All](https://www.cdrcompare.au/brands/bank-of-us/products/ConsumerOneA) — Open a One For All account and Bank of us will make a donation equal to 1% of your average annual balance to your chosen community organisation. You'll also get a low cost fully featured everyday tran - [Go to - with offset](https://www.cdrcompare.au/brands/bank-of-us/products/GoOffset) — A low cost, super value everyday banking account where the balance is offset 100% against a qualifying Bank of us home loan. And if you deposit more than $1000 into the account each month (think your - [Go to](https://www.cdrcompare.au/brands/bank-of-us/products/Go_to) — A low cost, super value everyday banking account and if you deposit more than $1000 into it a month (think your pay) then you?ll pay zero monthly account fee. Monthly account fee exemptions also apply - [BUSINESS ADVANTAGE](https://www.cdrcompare.au/brands/bank-of-us/products/BusinessAdvantage) — A flexible everyday business banking account with a fee structure that rewards you, giving you the freedom to bank how and when you want. - [COMMUNITY ADVANTAGE](https://www.cdrcompare.au/brands/bank-of-us/products/CommunityAdv) — A no fee trasaction account designed for Tasmanian not-for-profit community organisations. - [One for All - Business](https://www.cdrcompare.au/brands/bank-of-us/products/BusinessOneA) — Open a One For All account and Bank of us will make a donation equal to 1% of your average annual balance to your chosen community organisation. As a business customer you'll also get a low cost trans ## Term Deposits (1) Fixed-term savings with locked-in rates. - [FIXED TERM INVESTMENT](https://www.cdrcompare.au/brands/bank-of-us/products/Term_Investment) — If you have $5,000 or more to invest, we have a choice of terms ranging from 1 - 36 months for you to lock your money away for, with the certainty of a great fixed interest rate. At the end of the ter ## Home Loans (7) Residential mortgages for owner-occupiers and investors. - [TOPLINE HOME LOAN](https://www.cdrcompare.au/brands/bank-of-us/products/TopLineOO) — If you want a variable rate home loan with great pricing and flexity with the added benefit of an offset account, then our TopLine Home Loan could be just what you are looking for. - [TOPLINE RES. INV. LOAN](https://www.cdrcompare.au/brands/bank-of-us/products/TopLine) — If you want a variable rate residential investment loan with great pricing and flexibility with the added benefit of an offset account, then our TopLine Residential Investment Loan could be just what - [Flexidiscount Home Guarantee Scheme Home Loan](https://www.cdrcompare.au/brands/bank-of-us/products/Flexidiscount_HGS) — The FlexiDiscount Australian Government 5% Deposit Scheme Home Loan offers great pricing and flexibility, with the option of either a very competitive variable or fixed rate (ranging from 1 - 5 years) - [Flexidiscount Home Loan](https://www.cdrcompare.au/brands/bank-of-us/products/Flexidiscount) — If you want a home loan with great pricing and flexibility, but without the need for an offset account, then our FlexiDiscount Home Loan with the option of either a very competitive variable or fixed - [FlexiChoice Residential Investment Home Loan](https://www.cdrcompare.au/brands/bank-of-us/products/FlexiChoice) — If you want a residential investment loan with great pricing and flexibility, but without the need for an offset account, then our FlexiDiscount Residential Investment Home Loan with the option of eit - [FLEXICHOICE HOME LOAN](https://www.cdrcompare.au/brands/bank-of-us/products/FlexiChoiceVariableFixed) — MyHome is a Tasmanian Government initiative aimed at assisting eligible home buyers to build or purchase a home to live in. Under MyHome, an eligible home buyer?s home will be jointly purchased with?H - [LINE OF CREDIT](https://www.cdrcompare.au/brands/bank-of-us/products/FlexiLine) — FlexiLine is a line of credit facility (loan) secured by a residential mortage that provides great flexibility. ## Credit & Charge Cards (1) Credit and charge cards. - [Visa Credit Card](https://www.cdrcompare.au/brands/bank-of-us/products/Visa_Credit_Card) — A Bank of us Visa Credit Card gives you all the features you'd expect from a credit card accepted at more than 24 million outlets worldwide. With card limits from as little of $500, you'll get the ext ## Personal Loans (2) Unsecured and secured personal lending. - [Personal Loan](https://www.cdrcompare.au/brands/bank-of-us/products/Personal_Loan) — With low interest rates, fast approval and flexible repayment options, you can?t go past a Bank of us personal loan. From amounts as little as $3,000, our personal loans are straightforward and super - [RESIDENTIALLY SECURED PERSONAL LOAN](https://www.cdrcompare.au/brands/bank-of-us/products/ResiSecuredPL) — This personal loan is designed for current Bank of us home loan customers needing extra funds for any worthwhile purpose - and all at a discounted rate. ## Business Loans (3) Lending for businesses of all sizes. - [Business Loan](https://www.cdrcompare.au/brands/bank-of-us/products/Business_Loan) — With the choice of principal and interest or interest only repayment options, a Bank of us business loan comes with very competitive variable and fixed rate options along with other features includin - [Business Loan](https://www.cdrcompare.au/brands/bank-of-us/products/BusinessResiSecured) — With the choice of principal and interest or interest only repayment options, a Bank of us business loan comes with very competitive variable and fixed rate options along with other features including - [Small, Small Bus Loan](https://www.cdrcompare.au/brands/bank-of-us/products/SmallBusiness) — Our small, small business loan is ideal for buying that new work vehicle or upgrading your tools. With secured, partly secured and unsecured loan options available and for loans ranging from $5,000 to ## Overdrafts (1) Linked credit facilities on transaction accounts. - [BUSINESS ADVANTAGE-OVERDRAFT](https://www.cdrcompare.au/brands/bank-of-us/products/BusinessOverdraft) — An overdraft facility for businesses that provides both secured and unsecured options ## Data provenance - Data published by Bank of us under the Consumer Data Right - ABN 32087652088 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000236 - Provider Product Reference Data endpoint: https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-us) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. 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