Business Loan
With the choice of principal and interest or interest only repayment options, a Bank of us business loan comes with very competitive variable and fixed rate options along with other features includin
- From (investment)
- 7.99%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable An interest margin may apply which will be determined at the time of application. | 7.99% | — | — |
| Fixed · 1 year An interest margin may apply which will be determined at the time of application. | 8.79% | — | — |
| Fixed · 2 years An interest margin may apply which will be determined at the time of application. | 8.79% | — | — |
| Fixed · 3 years An interest margin may apply which will be determined at the time of application. | 8.84% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| APPLICATION_FEE | Upfront | $850.00 |
| SETTLEMENT_FEE | Upfront | $350.00 |
| TITLE_SEARCH_FEE Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost. | Upfront | $38.20 – $191.00 |
| FURTHER_APPLICATION_FEE Payable when you ask us to increase the amount of credit. | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charges, titles office fees and electronic processing fees all of which are unascertainable at the disclosure date. | Event | $300.00 |
| SECURITY_REVIEW_FEE Being the amount of costs and disbursements we have to pay a valuer for a valuation of any security. Fee may be waived for owner-occupied and residential investment lending where the loan-to-valuation ratio (LVR) is below 80%.
|
Features
- Extra repayments
- Redraw facility
- Digital banking
- Guarantor supported
Eligibility
- Minimum age — 18 years
- Residency statusShould be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa.
- Business customers
Constraints
- Minimum limit — $20,000.00
More Information
Published by Bank of us under the Consumer Data Right · Last updated 25 June 2026 · Product ID Business_Loan · View on CDR.gov.au · View Source Data (JSON)