BUSINESS iCASH
Our small, small business loan is ideal for buying that new work vehicle or upgrading your tools. With secured, partly secured and unsecured loan options available and for loans ranging from $5,000 to
- Base rate
- 1.1%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | BUSINESS iCASH_Tier_1 | monthly |
| Variable | 0.75% | BUSINESS iCASH_Tier_2 | monthly |
| Variable | 1% | BUSINESS iCASH_Tier_3 | monthly |
| Variable | 1.1% | BUSINESS iCASH_Tier_4 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| PERSONAL_LOAN_APPLICATION_FEE | Upfront | $200.00 |
| TITLE_SEARCH_FEE Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost. | Upfront | $38.20 – $191.00 |
| SPECIAL_ATTENDANCE_FEE per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charges, titles office fees and electronic processing fees all of which are unascertainable at the disclosure date. | Event | $300.00 |
| ARREARS_FEE Payable in each instance you are in default under this contract. This fee will be debited to your loan account on the next business day. | Event | $40.00 |
| INSURANCE_COLLECTION_FEE Payable in addition to the premium, when we pay the premium for insurance over any security property on your behalf. | Event | $40.00 |
| EVIDENCE_RETRIEVAL_FEE Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that the fee is not applicable where evidence shows that you did not initiate the transaction. |
Features
- Extra repayments
- Redraw facility
- Guarantor supported
- Digital banking
Eligibility
- Business customers
- Minimum age — 18 years
- Residency statusShould be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa.
Constraints
- Minimum limit — $5,000.00
- Maximum limit — $10,000.00
More Information
Published by Bank of us under the Consumer Data Right · Last updated 30 May 2026 · Product ID BusinessiCash · View on CDR.gov.au · View Source Data (JSON)