---
title: "BUSINESS iCASH — Bank of us"
description: "Transaction & Savings Accounts from Bank of us. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-us/products/BusinessiCash
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-31T07:43:03.000+10:00
---

# BUSINESS iCASH — Bank of us

> Transaction & Savings Accounts from Bank of us. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Our small, small business loan is ideal for buying that new work vehicle or upgrading your tools. With secured, partly secured and unsecured loan options available and for loans ranging from $5,000 to

## At a glance

- **Base rate:** 1.1%

## Apply

Applications are handled by the provider: [Apply at Bank of us](https://bankofus.com.au/online-application?refer=bank-accounts)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | BUSINESS iCASH_Tier_1 | monthly |
| Variable | 0.75% | BUSINESS iCASH_Tier_2 | monthly |
| Variable | 1% | BUSINESS iCASH_Tier_3 | monthly |
| Variable | 1.1% | BUSINESS iCASH_Tier_4 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| PERSONAL_LOAN_APPLICATION_FEE | Upfront | $200.00 |
| TITLE_SEARCH_FEE — Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost. | Upfront | $38.20 – $191.00 |
| SPECIAL_ATTENDANCE_FEE — per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender   s risk and processing fee, legal costs, document custodian charges, titles office fees and electronic processing fees all of which are unascertainable at the disclosure date. | Event | $300.00 |
| ARREARS_FEE — Payable in each instance you are in default under this contract. This fee will be debited to your loan account on the next business day. | Event | $40.00 |
| INSURANCE_COLLECTION_FEE — Payable in addition to the premium, when we pay the premium for insurance over any security property on your behalf. | Event | $40.00 |
| EVIDENCE_RETRIEVAL_FEE — Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that the fee is not applicable where evidence shows that you did not initiate the transaction. | Event | $20.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE — Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour. | Event | $12.00 |
| DUPLICATE_STATEMENT_FEE — Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request. | Event | $5.00 |
| DISCHARGE_FEE — Payable when we agree to discharge any security. | Event | $395.00 |

## Features

- **Extra repayments**
- **Redraw facility**
- **Guarantor supported**
- **Digital banking**

## Eligibility

- **Business customers**
- **Minimum age** — 18 years
- **Residency status** (Should be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa.)

## Constraints

- **Minimum limit** — $5,000.00
- **Maximum limit** — $10,000.00

## More information from Bank of us

- [Overview](https://bankofus.com.au/bank-accounts)
- [Terms & conditions](https://bankofus.com.au/source-assets/documents/compliance/Summary-of-Accounts-Availability-of-Access-Facilities-and-Transaction-Limits-15-July-2024.pdf)
- [Eligibility](https://bankofus.com.au/source-assets/documents/compliance/Summary-of-Accounts-Availability-of-Access-Facilities-and-Transaction-Limits-15-July-2024.pdf)
- [Fees & pricing](https://bankofus.com.au/source-assets/documents/compliance/Fees-and-Charges-Schedule-1-July-2021.pdf)

## Data provenance

- Published by Bank of us under the Consumer Data Right
- Product ID: `BusinessiCash`
- Last updated by the provider: 30 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-us/BusinessiCash
- Provider page: https://www.cdrcompare.au/brands/bank-of-us
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000236

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-us/products/BusinessiCash) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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