LINE OF CREDIT
FlexiLine is a line of credit facility (loan) secured by a residential mortage that provides great flexibility.
- From (owner occupied)
- 8.86%
- 8.99% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.86% | 8.99% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| SETTLEMENT_FEE | Upfront | $350.00 |
| TITLE_SEARCH_FEE Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost. | Upfront | $38.20 – $191.00 |
| FURTHER_APPLICATION_FEE Payable when you ask us to increase the amount of credit. | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charges, titles office fees and electronic processing fees all of which are unascertainable at the disclosure date. | Event | $300.00 |
| VARIATION_FEE Payable when we agree to any request by you to vary the terms of your credit contract (including varying your interest rate or switching product types). | Event | $300.00 |
| EVIDENCE_RETRIEVAL_FEE Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that the fee is not applicable where evidence shows that you did not initiate the transaction. |
Features
- Extra repayments
- Real-time payments (NPP)
- PayID
- Redraw facility
Eligibility
- Minimum age — 18 years
Constraints
- Minimum limit — $20,000.00
- Maximum limit — $2,500,000.00
- Maximum LVR — 80%
More Information
Published by Bank of us under the Consumer Data Right · Last updated 20 May 2026 · Product ID FlexiLine · View on CDR.gov.au · View Source Data (JSON)