Go to - with offset
A low cost, super value everyday banking account where the balance is offset 100% against a qualifying Bank of us home loan. And if you deposit more than $1000 into the account each month (think your
Fees
| Fee | Type | Amount |
|---|---|---|
| MONTHLY_ACCOUNT_FEE Charged monthly · Applies each month unless exemptions apply
| Ongoing | $6.00 |
| BANK@POST_WITHDRAWAL_FEE This fee applies where you make a cash withdrawal via Australia Post offices displaying the Bank@Post symbol. The fee is debited to your account at the end of the month in which the fee is incurred. | Withdrawal | $5.00 |
| BPAY_ERROR_CORRECTION_PROCESSING_FEE Applies where we are required to process the correction of a BPAY payment that is made by you in error. The fee does not apply where you are not responsible for the error. The fee is debited to your account when your funds are retrieved following correction. | Event | $10.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour. | Event | $12.00 |
| DUPLICATE_STATEMENT_FEE Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request. | Event | $5.00 |
Features
- Card access
- Digital wallet — Apple Pay, Google Pay
- Digital banking
- Real-time payments (NPP)
- PayID
Eligibility
- Individuals only
- To be eligible for this product the customer must have a qualifying home loan with Bank of us
Constraints
- Opening balance — $1.00
More Information
Published by Bank of us under the Consumer Data Right · Last updated 13 April 2026 · Product ID GoOffset · View on CDR.gov.au