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A low cost, super value everyday banking account and if you deposit more than $1000 into it a month (think your pay) then you?ll pay zero monthly account fee. Monthly account fee exemptions also apply

Fees
| Fee | Type | Amount |
|---|---|---|
| MONTHLY_ACCOUNT_FEE Charged monthly · Applies each month unless exemptions apply
| Ongoing | $6.00 |
| BANK@POST_WITHDRAWAL_FEE This fee applies where you make a cash withdrawal via Australia Post offices displaying the Bank@Post symbol. The fee is debited to your account at the end of the month in which the fee is incurred. | Withdrawal | $5.00 |
| BPAY_ERROR_CORRECTION_PROCESSING_FEE Applies where we are required to process the correction of a BPAY payment that is made by you in error. The fee does not apply where you are not responsible for the error. The fee is debited to your account when your funds are retrieved following correction. | Event | $10.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour. | Event | $12.00 |
| COUNTER_(CORPORATE)_CHEQUE_FEE Applies where you request us to draw a counter/corporate cheque against funds held in your account, whether to a third party or to yourself. The fee is debited to your account at the end of the day in which the cheque is drawn. |
Features
- Digital banking
- Card access
- Use your Visa Debit Card to shop online, in-person and access cash at ATMs.
- Digital wallet — Apple Pay , Google Pay
- Real-time payments (NPP)
- PayID
Eligibility
- Individuals only
Constraints
- Opening balance — $1.00
More Information
Published by Bank of us under the Consumer Data Right · Last updated 13 April 2026 · Product ID Go_to · View on CDR.gov.au · View Source Data (JSON)