RESIDENTIALLY SECURED PERSONAL LOAN
This personal loan is designed for current Bank of us home loan customers needing extra funds for any worthwhile purpose - and all at a discounted rate.
- From (investment)
- 6.29%
- 6.57% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.29% | 6.57% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| PERSONAL_LOAN_APPLICATION_FEE | Upfront | $200.00 |
| TITLE_SEARCH_FEE Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost. | Upfront | $38.20 – $191.00 |
| SPECIAL_ATTENDANCE_FEE per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charges, titles office fees and electronic processing fees all of which are unascertainable at the disclosure date. | Event | $300.00 |
| ARREARS_FEE Payable in each instance you are in default under this contract. This fee will be debited to your loan account on the next business day. | Event | $40.00 |
| INSURANCE_COLLECTION_FEE Payable in addition to the premium, when we pay the premium for insurance over any security property on your behalf. | Event | $40.00 |
| EVIDENCE_RETRIEVAL_FEE Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that the fee is not applicable where evidence shows that you did not initiate the transaction. |
Features
- Extra repayments
- Real-time payments (NPP)
- Redraw facility
- Digital banking
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency statusShould be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa.
Constraints
- Maximum limit — $100,000.00
- Minimum limit — $3,000.00
More Information
Published by Bank of us under the Consumer Data Right · Last updated 13 April 2026 · Product ID ResiSecuredPL · View on CDR.gov.au · View Source Data (JSON)