---
title: "Small, Small Bus Loan — Bank of us"
description: "Business Loans from Bank of us. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-us/products/SmallBusiness
source: "CDR Compare"
language: en-AU
last_updated: 2026-04-13T22:20:02.000+10:00
---

# Small, Small Bus Loan — Bank of us

> Business Loans from Bank of us. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

Our small, small business loan is ideal for buying that new work vehicle or upgrading your tools. With secured, partly secured and unsecured loan options available and for loans ranging from $5,000 to

## At a glance

- **From (investment):** 6.99% (Variable)

## Apply

Applications are handled by the provider: [Apply at Bank of us](https://bankofus.com.au/home-loan-pre-approval?refer=home-loans)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The interest rate quoted for the product is based on a loan secured by an asset that is less than 2 years old. If the asset is more than 2 years or the loan is partly of fully unsecured, than an additional margin may apply. This will be determined at the time of application.) | 6.99% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| SMALL_BUSINESS_LOAN_APPLICATION_FEE | Upfront | $450.00 |
| MONTHLY_SERVICE_FEE — Charged monthly · Payable on the same day, and in the same manner, as any repayment on your loan. This fee will be debited to your loan account on the last day of each month. | Ongoing | $10.00 |
| SPECIAL_ATTENDANCE_FEE — per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender   s risk and processing fee, legal costs, document custodian charges, titles office fees and electronic processing fees all of which are unascertainable at the disclosure date. | Event | $300.00 |
| ARREARS_FEE — Payable in each instance you are in default under this contract. This fee will be debited to your loan account on the next business day. | Event | $40.00 |
| INSURANCE_COLLECTION_FEE — Payable in addition to the premium, when we pay the premium for insurance over any security property on your behalf. | Event | $40.00 |
| EVIDENCE_RETRIEVAL_FEE — Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that the fee is not applicable where evidence shows that you did not initiate the transaction. | Event | $20.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE — Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour. | Event | $12.00 |
| DUPLICATE_STATEMENT_FEE — Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request. | Event | $5.00 |

## Features

- **Extra repayments**
- **Redraw facility**
- **Digital banking**
- **Guarantor supported**

## Eligibility

- **Minimum age** — 18 years
- **Business customers**
- **Residency status** (Should be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa.)

## Constraints

- **Minimum limit** — $5,000.00
- **Maximum limit** — $100,000.00

## More information from Bank of us

- [Overview](https://bankofus.com.au/home-loans)
- [Terms & conditions](https://bankofus.com.au/source-assets/documents/compliance/Consumer-Standard-Terms-and-Conditions.pdf)
- [Eligibility](https://bankofus.com.au/home-loans)
- [Fees & pricing](https://bankofus.com.au/home-loan-interest-rates)

## Data provenance

- Published by Bank of us under the Consumer Data Right
- Product ID: `SmallBusiness`
- Last updated by the provider: 13 April 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-us/SmallBusiness
- Provider page: https://www.cdrcompare.au/brands/bank-of-us
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000236

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-us/products/SmallBusiness) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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