Stash n Splash
Our Stash 'n' Splash account is an online savings account that is great if you want to earn a competitive rate of interest while having the ability to continue to save or access your funds as you requ
- Base rate
- 0%
- Bonus rate
- 3%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Stash n Splash_Tier_1 | monthly |
| Variable | 0% | Stash n Splash_Tier_2 | monthly |
| Bonus | 2.25% | Stash n Splash_Tier_1 | monthly |
| Bonus | 3% | Stash n Splash_Tier_2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| BPAY_ERROR_CORRECTION_PROCESSING_FEE Applies where we are required to process the correction of a BPAY payment that is made by you in error. The fee does not apply where you are not responsible for the error. The fee is debited to your account when your funds are retrieved following correction. | Event | $10.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour. | Event | $12.00 |
| COUNTER_(CORPORATE)_CHEQUE_FEE Applies where you request us to draw a counter/corporate cheque against funds held in your account, whether to a third party or to yourself. The fee is debited to your account at the end of the day in which the cheque is drawn. | Event | $10.00 |
| DUPLICATE_STATEMENT_FEE Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request. | Event | $5.00 |
| SPECIAL_CLEARANCE_FEE_ON_CHEQUE_DEPOSITS Applies where you request us to obtain fast clearance of a cheque to be deposited to your account. The fee is debited to your account at the time of request. | Deposit | $25.00 |
Features
- Digital banking
- Real-time payments (NPP)
- You can make up to 5 withdrawals or transfers from the Stash 'n' Splash account in any one month without impacting the credit interest paid on the account. However, if you make more than 5 withdrawals or transfers during a month, you won't receive any interest.
- PayID
Eligibility
- Individuals only
Constraints
- Opening balance — $1.00
- Maximum balance — $1,000,000.00
More Information
Published by Bank of us under the Consumer Data Right · Last updated 30 May 2026 · Product ID Stash_n_Splash · View on CDR.gov.au