---
title: "SUPER ADVANTAGE — Bank of us"
description: "Transaction & Savings Accounts from Bank of us. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bank-of-us/products/SuperAdv
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-01T10:27:46.000+10:00
---

# SUPER ADVANTAGE — Bank of us

> Transaction & Savings Accounts from Bank of us. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A Self Managaed Super Fund (SMSF) cash hub account that will help take the complexities out of managing your SMSF. You get a competitive interest rate, plus it makes your super fund accounting, tax re

## At a glance

- **Base rate:** 1.5%

## Apply

Applications are handled by the provider: [Apply at Bank of us](https://bankofus.com.au/online-application?refer=bank-accounts)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 1.5% | SUPER ADVANTAGE_Tier_1 | monthly |
| Variable | 1.5% | SUPER ADVANTAGE_Tier_2 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ASSISTED_WITHDRAWAL_FEE — If you have a Super Advantage or Business iCash account this fee will apply to any withdrawal or transfer from your account made at a Bank of us Retail Store or via our Contact Centre in any month. | Transaction | $20.00 |
| BPAY_ERROR_CORRECTION_PROCESSING_FEE — Applies where we are required to process the correction of a BPAY payment that is made by you in error. The fee does not apply where you are not responsible for the error. The fee is debited to your account when your funds are retrieved following correction. | Event | $10.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE — Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour. | Event | $12.00 |
| COUNTER_(CORPORATE)_CHEQUE_FEE — Applies where you request us to draw a counter/corporate cheque against funds held in your account, whether to a third party or to yourself. The fee is debited to your account at the end of the day in which the cheque is drawn. | Event | $10.00 |
| DUPLICATE_STATEMENT_FEE — Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request. | Event | $5.00 |
| SPECIAL_CLEARANCE_FEE_ON_CHEQUE_DEPOSITS — Applies where you request us to obtain fast clearance of a cheque to be deposited to your account. The fee is debited to your account at the time of request. | Deposit | $25.00 |
| STALE_CORPORATE_CHEQUE_FEE — Applies where a counter/corporate cheque that you have arranged is still unpresented after 15 months from the date of issue. The fee is payable by you when we issue a replacement counter/corporate cheque on your behalf and is subtracted from the reissued/replacement cheque. Where the cheque value is $30.00 or less, a fee equivalent to the value of the cheque will apply. | Event | $30.00 |
| STOP_PAYMENT_FEE_ON_CORPORATE_CHEQUE — Applies to a request from you for a stop payment to be placed on a counter/corporate cheque due to theft or loss. The fee is debited to your account on the next business day following placement of the stop and includes the issuing of a replacement cheque. | Event | $25.00 |
| ALERT_FEE_(SMS) — Applies to each Alert sent to you by SMS. The fee is debited to your nominated account at the end of the day in which the SMS is initiated | Event | $0.25 |
| INTERIM_STATEMENT_FEE — Per statement. Applies where you request an interim statement between your existing statement cycle. The fee is debited to your account when we issue the interim statement(s). | Event | $2.00 |
| REAL_TIME_GROSS_SETTLEMENT_PAYMENT_FEE — Applies where you initiate the transfer of cleared funds, via RTGS, to another financial institution within Australia. The fee is debited to your account at the time the transfer is initiated | Event | $25.00 |

## Features

- **Digital banking**
- **Real-time payments (NPP)**
- **PayID**

## Eligibility

- **To be eligible for this product the customer must have a registered Self Managed Super Fund**

## Constraints

- **Opening balance** — $1.00

## More information from Bank of us

- [Overview](https://bankofus.com.au/bank-accounts)
- [Terms & conditions](https://bankofus.com.au/source-assets/documents/compliance/Summary-of-Accounts-Availability-of-Access-Facilities-and-Transaction-Limits-15-July-2024.pdf)
- [Eligibility](https://bankofus.com.au/source-assets/documents/compliance/Summary-of-Accounts-Availability-of-Access-Facilities-and-Transaction-Limits-15-July-2024.pdf)
- [Fees & pricing](https://bankofus.com.au/source-assets/documents/compliance/Fees-and-Charges-Schedule-1-July-2021.pdf)

## Data provenance

- Published by Bank of us under the Consumer Data Right
- Product ID: `SuperAdv`
- Last updated by the provider: 1 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bank-of-us/SuperAdv
- Provider page: https://www.cdrcompare.au/brands/bank-of-us
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000236

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bank-of-us/products/SuperAdv) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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