TOPLINE HOME LOAN
If you want a variable rate home loan with great pricing and flexity with the added benefit of an offset account, then our TopLine Home Loan could be just what you are looking for.
- From (owner occupied)
- 6.19%
- 6.21% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.19% | 6.21% | LVR <= 80% |
| Variable | 6.49% | 6.53% | LVR > 80% and <= 90% |
| Variable | 7.14% | 7.21% | LVR > 90% |
Fees
| Fee | Type | Amount |
|---|---|---|
| SETTLEMENT_FEE | Upfront | $350.00 |
| TITLE_SEARCH_FEE Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost. | Upfront | $38.20 – $191.00 |
| FURTHER_APPLICATION_FEE Payable when you ask us to increase the amount of credit. | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charges, titles office fees and electronic processing fees all of which are unascertainable at the disclosure date. | Event | $300.00 |
| VARIATION_FEE Payable when we agree to any request by you to vary the terms of your credit contract (including varying your interest rate or switching product types). | Event | $300.00 |
| ARREARS_FEE Payable in each instance you are in default under this contract. This fee will be debited to your loan account on the next business day. | Event |
Features
- Extra repayments
- Real-time payments (NPP)
- Redraw facility
- Digital banking
- Offset account
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency statusShould be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa.
Constraints
- Minimum limit — $20,000.00
- Minimum limit — $2,500,000.00
More Information
Published by Bank of us under the Consumer Data Right · Last updated 25 June 2026 · Product ID TopLineOO · View on CDR.gov.au · View Source Data (JSON)