Visa Credit Card
A Bank of us Visa Credit Card gives you all the features you'd expect from a credit card accepted at more than 24 million outlets worldwide. With card limits from as little of $500, you'll get the ext
- Purchase rate
- 9.99%
- Annual fee
- $39.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Cash advance For both purchases and cash advances | 9.99% | — | — |
| Purchase For both purchases and cash advances | 9.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| ANNUAL_FEE Charged yearly · $39.00 charged on the anniversary of the first statement and charged annually on the same date thereafter. Waived if $8,000 in purchases is completed on the card during the 12 month period. | Ongoing | $39.00 |
| ASSISTED_PIN_ISSUE_FEE Applies where you request us to generate a PIN for your card. The fee will be debited to your account at the end of the day in which the PIN is generated | Event | $10.00 |
| BANK@POST_WITHDRAWAL_FEE This fee applies where you make a cash withdrawal via Australia Post offices displaying the Bank@Post symbol. The fee is debited to your account at the end of the month in which the fee is incurred. | Withdrawal | $5.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour. | Event | $12.00 |
| COUNTER_(CORPORATE)_CHEQUE_FEE Applies where you request us to draw a counter/corporate cheque against funds held in your account, whether to a third party or to yourself. The fee is debited to your account at the end of the day in which the cheque is drawn. | Event | $10.00 |
Features
- Additional cards — Null
- Balance transfers
- Card access
- Digital banking
- Digital wallet
- Extra repayments
- Interest-free period
- [58 days
- Real-time payments (NPP)
- PayID
Eligibility
- Minimum age — 18 years
- Individuals only
Constraints
- Minimum limit — $500.00
- Maximum limit — $50,000.00
More Information
Published by Bank of us under the Consumer Data Right · Last updated 13 April 2026 · Product ID Visa_Credit_Card · View on CDR.gov.au