---
title: "VISA Business — BankSA"
description: "Credit & Charge Cards from BankSA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/banksa/products/BSACCBusVISABusiness
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-04T00:00:00Z
---

# VISA Business — BankSA

> Credit & Charge Cards from BankSA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

A low interest rate on purchases to help manage your business cash flow

## At a glance

- **Purchase rate:** 9.99%
- **Annual fee:** $55.00

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Purchase (Purchase rate · Charged to purchase balances where full closing balance is not paid by due date) | 9.99% | — | — |
| Cash advance (Cash advances · Applied to any amount of 'cash' withdrawn from account. (includes physical cash and transfer from account)) | 17.15% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Card Fee — Charged yearly · Per card. | Ongoing | $55.00 |
| Foreign Transaction Fee — 3% of the Australian dollar value of any Foreign Transaction. | Transaction | 3% of transaction |
| Cash Advance Fee | Cash advance | 3% of transaction |
| Missed Payment Fee — $0 applied for each missed payment | Late payment | $0.00 |
| Card Replacement Fee — Courier costs may apply | Replacement | $0.00 |
| Overlimit Fee — $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account. | Event | $0.00 |
| Automatic payment fee — $0 applied once per statement period for each payment dishonoured made under the automatic payment plan. | Payment | $0.00 |
| Statement Copy Fee — $2 for requests via Phone Banking or Internet Banking and $2 for all other requests | Event | $2.00 |
| Copy of a sales voucher | Event | $10.50 |
| Copy of a deposit or withdrawal form | Event | $15.00 |

## Features

- **Additional cards** — up to 99 (Up to 100 cards : Keep your business organised with up to 99 additional cardholders with individual card limits.)
- **Insurance included** — Complimentary insurance :  Get covered for the basics with complimentary insurance against unauthorised transactions.
- **Interest-free period** — 55 days (55 interest free days : Up to 55 days interest free on purchases when you pay the closing balance by statement due date each month.)
- **Easier expense reporting : Detailed statements help to monitor and manage your expenses with optional consolidated summaries by department and division.**
- **Available for Businesses : Available for many business structures including sole traders, companies, incorporated associations, partnerships and trusts.**
- **Competitive rates : Enjoy a low rate of 9.99% p.a. (variable) on purchases (new cards only) and 17.15% p.a. (variable) on cash advances.**
- **We will send you and the Principal a monthly statement at the nominated mailing address (not always on the same day of each month) for the card account. However, we need not send a statement  under certain criteria. Please see T&C document for more details**
- **Automatic Payment Plan : If the principal has an Automatic Payment Plan, we debit the payment specified on statement to the account selected for debiting under the Plan. We debit the payment 25 days after the statement date (or if that is not a banking day, then the next banking day).**
- **Credit card payments can be paid via Phone banking, Internet banking, BPAY.**
- **Extra repayments** (The product has EXTRA_REPAYMENTS option available.)
- **Fraud protection** (The product includes FRAUD_PROTECTION features.)
- **Relationship management** (RELATIONSHIP_MANAGEMENT is available for eligible customers.)

## Eligibility

- **Minimum age** — 18 years (Are at least 18 years of age)
- **Residency status** — Are a permanent resident
- **Business customers** (Intend to use the card predominantly for business expenditure)
- **Business customers** (Should have business registered in Australia)

## More information from BankSA

- [Overview](https://www.banksa.com.au/business/credit-card/low-rate)
- [Terms & conditions](https://www.banksa.com.au/content/dam/bsa/downloads/business/credit-card/bsa-visa-business-card-cou.pdf)
- [Eligibility](https://www.banksa.com.au/business/credit-card/low-rate)
- [Fees & pricing](https://www.banksa.com.au/content/dam/bsa/downloads/accounts_and_cards/bsa-cc-fee-charges.pdf)

## Data provenance

- Published by BankSA under the Consumer Data Right
- Product ID: `BSACCBusVISABusiness`
- Last updated by the provider: 4 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/banksa/BSACCBusVISABusiness
- Provider page: https://www.cdrcompare.au/brands/banksa
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000141

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/banksa/products/BSACCBusVISABusiness) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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