--- title: "Relocation Loan with end — BankSA" description: "Home Loans from BankSA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/banksa/products/BSAHLRelocationLoanWithEnd source: "CDR Compare" language: en-AU last_updated: 2026-08-13T08:39:36Z --- # Relocation Loan with end — BankSA > Home Loans from BankSA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Home Loans** Ready to buy your new home but haven't sold your old one yet? Our relocation loan could let you buy now and sell later and make your move smoother. ## At a glance - **From (owner occupied):** 9.29% (9.11% comparison) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Variable (The rates include our 0.10% p.a. discount for LVRs+ up to 70%.) | 9.29% | 9.11% | LVR up to 70% | | Variable | 9.39% | 9.21% | LVR 70% up to 80% | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Lending Establishment Fee | Upfront | $600.00 | | Loan Account Fee — Charged monthly | Ongoing | $8.00 | | Document Processing Fee — The Settlement Processing Fee, is a fee charged as apart of the fees for Loan Establishment. It is the fee charged for the processing of settlement services. These can include document validation, value transaction processing and, conveyancing activities required for mortgage lending settlements. | Event | $100.00 | | Property Valuer Fee — Fee may be payable if a valuation is needed. The amount is dependent on property location and value. | Event | Variable | | Missed Payment Fee — Fee payable when we send customer an arrears letter relating to an overdue amount | Late payment | $15.00 | | Loan Discharge Fee — Per Mortgage | Exit | $350.00 | ## Features - **A relocation loan (also known as a bridging loan) is a short term, 12-month loan that helps you buy a second property while giving you time to sell your first one (even if you still have a mortgage on it). Found your dream home but need to sell your old one for the funds? This loan helps bridge the gap between buying a new home and finalising the sale of your current one. With End Debt - those that will have a residual loan on their new property once the existing property is sold** - **Buy now, sell later- Snap up that dream property when you find it. Then take time to sell your current one later to help get the price you want. A relocation loan could help you to make timely offers at inspections and auctions!** - **Cover stamp duty & fees - You can even add upfront costs such as stamp duty and legal fees in your relocation loan if the value and equity in your current home is enough. It helps ease expenses.** - **Avoid the rent drain - If you time it well, you could avoid the costs of having to rent a home in the period between the sale of your current property and settlement of your new home.** - **No required repayments during the bridging period. The interest charges are capitalised over the term of the loan.** - **Building Loan Available feature** - **The product includes a combination loan feature.** - **Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request** - **Extra repayments** (Subject to terms and conditions, this product includes extra repayment features.) - **Fraud protection** (The product includes fraud protection features.) - **Relationship management** (Relationship management is available for eligible customers.) ## Eligibility - **Minimum age** — 18 years (Applicant should be 18 years or over) - **Residency status** — An Australian citizen or permanent resident - **A new or an existing home loan customer.** - **An owner occupier buying a new home, or buying vacant land to build a new home using a building contractor.** ## Constraints - **Minimum LVR** — 0% - **Maximum LVR** — 80% - **Minimum limit** — $10,000.00 (The minimum amount financed is $10,000) - **Maximum limit** — $100,000,000.00 (The maximum amount financed is $100,000,000.00) - **Maximum repayment term 12 months** - **Interest Only Option - Capitalised Interest** ## More information from BankSA - [Overview](https://www.banksa.com.au/personal/home-loans/our-home-loans/specialist/relocation-loan) - [Terms & conditions](https://www.banksa.com.au/personal/home-loans/our-home-loans/specialist/relocation-loan) - [Eligibility](https://www.banksa.com.au/personal/home-loans/our-home-loans/specialist/relocation-loan) - [Fees & pricing](https://www.banksa.com.au/content/dam/bsa/downloads/personal/home-loans/Loan-Accounts.pdf) ## Data provenance - Published by BankSA under the Consumer Data Right - Product ID: `BSAHLRelocationLoanWithEnd` - Last updated by the provider: 13 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/banksa/BSAHLRelocationLoanWithEnd - Provider page: https://www.cdrcompare.au/brands/banksa - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000141 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/banksa/products/BSAHLRelocationLoanWithEnd) — product data published by Australian data holders under the Consumer Data Right. 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