--- title: "Investment Cash Accounts — BankSA" description: "Transaction & Savings Accounts from BankSA. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/banksa/products/BSAInvestmentCashAccounts source: "CDR Compare" language: en-AU last_updated: 2026-05-14T00:40:50Z --- # Investment Cash Accounts — BankSA > Transaction & Savings Accounts from BankSA. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** The Investment Cash Account is a bank account that offers a variable interest rate, with easy access to funds. It can be used to make deposit and withdrawals through a variety of channels for individuals and Self-Managed Superannuation Funds (SMSF). ## At a glance - **Base rate:** 0.45% ## Apply Applications are handled by the provider: [Apply at BankSA](https://www.banksa.com.au/personal/bank-accounts/savings-accounts/investment-cash-account) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable (Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount) | 0.45% | 0 to 4999 | monthly | | Variable (Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount) | 0.45% | 5000 to 9999 | monthly | | Variable (Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount) | 0.45% | 10000 to 19999 | monthly | | Variable (Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount) | 0.45% | 20000 to 49999 | monthly | | Variable (Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount) | 0.45% | 50000 to 99999 | monthly | | Variable (Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount) | 0.45% | 100000 to 249999 | monthly | | Variable (Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount) | 0.45% | 250000 to 499999 | monthly | | Variable (Interest is calculated daily using a tiered interest rate, meaning the particular interest rate that applies to you will depend on the daily closing balance of your Cash Investment Account. · Minimum deposit amount) | 0.45% | Above 499999 | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Account Keeping Fee — Charged monthly | Ongoing | $0.00 | | Telephone Banking | Transaction | $0.00 | | Online Banking | Event | $0.00 | | EFTPOS | Transaction | $0.00 | | Staff assisted | Event | $0.00 | | Bank@Post | Withdrawal | $0.00 | | Cheque | Event | $0.00 | | Direct Debit | Event | $0.00 | | Overseas Withdrawal | Withdrawal | $5.00 | | Collection Item | Payment | $0.00 | | Foreign Currency Conversion Fee | Transaction | 3% of transaction | ## Features - **Digital banking** (Access to funds at any time through a variety of channels (e.g. Internet and Phone Banking, branch, and debit card)) - **Variable interest rates may apply and credit interest paid monthly** - **No minimum opening balance required** - **Digital banking** (Make non-cash payments via services such as BPAY, Pay Anyone, OSKO and Overseas Telegraphic Transfer (OTT) and Direct Debit) - **Automate deposits such as your salary and investment income with direct credits.** - **May earn a variable interest rate from the first dollar, calculated daily, paid monthly** - **Digital banking** (Easy at call access - In branch, ATMs, 24/7 Internet and Phone Banking1, eftpos, BPAY and Bank@Post) - **Cash hub for SMSF investors - Can be your cash hub account for your Self-Managed Super Fund and investments** - **Internet Banking - View transactions online anytime with Internet Banking.** - **Statements - Paper Statements posted to you every 6 months. Mini transaction history available at any BankSA ATM. View, print and save up to 2 years of statements online when you choose eStatements. Yearly interest summary - view and print your Financial Year interest summary with Internet Banking.** - **Notifications** — SMS and Email Alerts - Keep track of when deposits and withdrawals are made on your account with SMS / email alerts. ## Eligibility - **Minimum age** — 18 years (For personal use: Be 18 years of age or over (signatory on the account);) - **Residency status** — For personal use: Have an Australian residential address. - **For an SMSF: Be a registered Self-Managed Superannuation Fund (SMSF);** - **For an SMSF: Signatory on the account is aged 18 years of over;** - **For an SMSF: Be operating using an Australian address.** ## More information from BankSA - [Overview](https://www.banksa.com.au/personal/bank-accounts/savings-accounts/investment-cash-account) - [Terms & conditions](https://www.banksa.com.au/content/dam/bsa/downloads/personal/bank-accounts/SavInvesTransAccounts_Terms.pdf) - [Eligibility](https://www.banksa.com.au/personal/bank-accounts/savings-accounts/investment-cash-account) - [Fees & pricing](https://www.banksa.com.au/content/dam/bsa/downloads/personal/bank-accounts/SavInvesTransAccounts_Terms.pdf) ## Data provenance - Published by BankSA under the Consumer Data Right - Product ID: `BSAInvestmentCashAccounts` - Last updated by the provider: 14 May 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/banksa/BSAInvestmentCashAccounts - Provider page: https://www.cdrcompare.au/brands/banksa - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000141 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/banksa/products/BSAInvestmentCashAccounts) — product data published by Australian data holders under the Consumer Data Right. 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