---
title: "12 Month Regular Income — BankVic"
description: "Term Deposits from BankVic. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bankvic/products/I3_TermDeposit_12mthIncome
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-12T16:59:19.000+10:00
---

# 12 Month Regular Income — BankVic

> Term Deposits from BankVic. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

Enjoy the security of a fixed rate with regular interest income

## At a glance

- **Fixed rate:** 4.95% (1 year)

## Apply

Applications are handled by the provider: [Apply at BankVic](https://www.bankvic.com.au/apply-for-deposit-account)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 year | 4.95% | 12 Month Regular Income_Tier; 12 Month Regular Income_Tier | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| TERM_DEPOSIT_-_EARLY_REDEMPTION_CHARGES — We do not charge a fee for early withdrawal, however, we will reduce the interest rate to the rate payable on the Everyday account. | Withdrawal | $0.00 |

## Features

- **Digital banking** (Bank 24/7 wherever you are and whenever you want with BankVic mobile and internet banking)

## Eligibility

- **BankVic Member**
- **Residency status** (Australian Citizen)

## Constraints

- **Opening balance** — $5,000.00 (Make a minimum initial deposit of $5,000)

## More information from BankVic

- [Overview](https://www.bankvic.com.au/savings/?filter=Term-Deposits)
- [Terms & conditions](https://cdn.intelligencebank.com/au/share/NZw2/RVzr/yzJw/original/BankVic+Terms+%2526+Conditions)
- [Eligibility](https://www.bankvic.com.au/savings/?filter=Term-Deposits)
- [Fees & pricing](https://cdn.intelligencebank.com/au/share/NZw2/RVzr/dwqA/original/Fees+and+Charges)

## Data provenance

- Published by BankVic under the Consumer Data Right
- Product ID: `I3_TermDeposit_12mthIncome`
- Last updated by the provider: 12 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bankvic/I3_TermDeposit_12mthIncome
- Provider page: https://www.cdrcompare.au/brands/bankvic
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000184

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bankvic/products/I3_TermDeposit_12mthIncome) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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