Investor IO Fixed 1 Year
Investor Home loans with more than just low rates but also the security of a fixed rate, providing you with the certainty of knowing your repayments won't change during the fixed rate period
- From (investment)
- 6.3%
- Variable
Interest Rates
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.3% | — | — |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 1 year | 6.79% | 6.4% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE Includes valuation, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee | Upfront | $600.00 |
| MORTGAGE_ESTABLISHMENT_FEE_EXISTING_LOAN Includes, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee | Upfront | $300.00 |
| SWITCHING_LOAN_PRODUCTS Loan switching payable when we agree to your request to change your type of home loan or your interest rate. | Upfront | $200.00 |
| PRODUCTION_OF_TITLE_FEE Request to revise Certificate of Title held by BankVic requires consent to mortgage, ownership, including subdivisions, second mortgages, caveats in Victoria only (fee can differ in other states) | Upfront | $330.00 |
| TOP-UP_FEE Increase in loan amount with no valuation required. This top-up fee is waived when a standard metro valuation is required for an increase in loan amount. | Upfront | $200.00 |
| REPRESENTATION_FEE |
Features
- Insurance included — No-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period)
- Make your loan repayments weekly, fortnightly or monthly
- Extra repayments
- Make additional repayments up to $10,000 per year
Eligibility
- BankVic Member
- Residency status — Australian citizen
- Minimum age — 18 years
Constraints
- Minimum limit — $20,000.00
More Information
Published by BankVic under the Consumer Data Right · Last updated 18 May 2026 · Product ID L7_Fixed_1Yr_IO_IC44 · View on CDR.gov.au