Investor Variable Rate Home Loan
Home loans with more than just low rates
- From (investment)
- 6.3%
- 6.35% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.3% | 6.35% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE Includes valuation, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee | Upfront | $600.00 |
| MORTGAGE_ESTABLISHMENT_FEE_EXISTING_LOAN Includes, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee | Upfront | $300.00 |
| PRODUCTION_OF_TITLE_FEE Request to revise Certificate of Title held by BankVic requires consent to mortgage, ownership, including subdivisions, second mortgages, caveats in Victoria only (fee can differ in other states) | Upfront | $330.00 |
| SWITCHING_LOAN_PRODUCTS Loan switching payable when we agree to your request to change your type of home loan or your interest rate. | Upfront | $200.00 |
| TOP-UP_FEE Increase in loan amount with no valuation required. This top-up fee is waived when a standard metro valuation is required for an increase in loan amount. | Upfront | $200.00 |
| REPRESENTATION_FEE |
Features
- Redraw facility
- Insurance included — No-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period)
- Extra repayments
- Unlimited additional repayments
Eligibility
- Employment status — PAYG income and be outside any probationary periods of employment
- Residency status — Australian citizen
- Member of BankVic
- Minimum age — 18 years
Constraints
- Minimum limit — $20,000.00
More Information
Published by BankVic under the Consumer Data Right · Last updated 18 May 2026 · Product ID L7_Investment_Varioable_Rate_IC76 · View on CDR.gov.au · View Source Data (JSON)