Everyday Account
Transaction & Savings AccountsData Sharing Status
A day to day bank account that gives you easy access to your money
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| CARD_REPLACEMENT_FEE There is a $10 replacement fee for members ordering a replacement card except if it is a faulty card, the card has worn out prematurely or the member is going on holidays at the time of renewal. | Event | $10.00 |
| DIRECT_DEBIT_DISHONOUR_FEE Insufficient Funds in account | Event | $9.00 |
| DISPUTED_CARD_TRANSACTION_FEE Disputed transactions - fee not charged if found to be merchant error | Event | $25.00 |
| EMERGENCY_OVERSEAS_CARD_REPLACEMENT_FEE | Upfront | $175.00 |
| EMERGENCY_OVERSEAS_CASH_FEE | Upfront | $175.00 |
| PERSONAL_CHEQUE_BOOK_FEE | Upfront | $10.00 |
| ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION Fee applies to each record | Event | $6.00 |
Features
- Card access
- Access to your funds
- Additional cards
- Additional card on another Everyday Account
- Unlimited transactions
- Unlimited Visa or eftpos transactions
- Digital banking
- Bank 24/7 wherever you are and whenever you want with BankVic mobile and internet banking
- PayID
- PayID is the new way to make online payments that's faster, easier, smarter and more secure. A PayID is a smart address for payments which is securely linked to a bank account. It can be an email address or mobile phone number. Your PayID makes life much easier as you won't need to remember your BSB and account number anymore. Then when someone needs to pay you, you simply give them your PayID.
- Real-time payments (NPP)
- Osko (NPP Faster Payment) is utilised across participating banks and financial institutions with funds received within seconds. You can use up to 280 characters to describe an Osko transaction. Plus you ll see the description instantly in your transaction record. Now that s a better way to understand your payments.
Eligibility
- BankVic Member
- Residency statusAustralian citizen
More Information
Published by BankVic under the Consumer Data Right · Last updated 25 March 2026 · Product ID S1_Txn_Everyday · View on CDR.gov.au