--- title: "Everyday Account — BankVic" description: "Transaction & Savings Accounts from BankVic. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/bankvic/products/S1_Txn_Everyday source: "CDR Compare" language: en-AU last_updated: 2026-03-26T10:49:31.000+11:00 --- # Everyday Account — BankVic > Transaction & Savings Accounts from BankVic. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** A day to day bank account that gives you easy access to your money ## At a glance - **Base rate:** 0.01% ## Apply Applications are handled by the provider: [Apply at BankVic](https://www.bankvic.com.au/apply-for-deposit-account/) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable | 0.01% | — | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | CARD_REPLACEMENT_FEE — There is a $10 replacement fee for members ordering a replacement card except if it is a faulty card, the card has worn out prematurely or the member is going on holidays at the time of renewal. | Event | $10.00 | | DIRECT_DEBIT_DISHONOUR_FEE — Insufficient Funds in account | Event | $9.00 | | DISPUTED_CARD_TRANSACTION_FEE — Disputed transactions - fee not charged if found to be merchant error | Event | $25.00 | | EMERGENCY_OVERSEAS_CARD_REPLACEMENT_FEE | Upfront | $175.00 | | EMERGENCY_OVERSEAS_CASH_FEE | Upfront | $175.00 | | PERSONAL_CHEQUE_BOOK_FEE | Upfront | $10.00 | | ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION — Fee applies to each record | Event | $6.00 | | ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION — Fee applies to each record | Event | $7.50 | | ARCHIVED_RECORDS_OVER_90_DAYS_SINCE_TRANSACTIO — Fee applies to each record | Event | $10.00 | | EXPRESS_POSTAGE_FEE | Event | $7.50 | | INTERNATIONAL_TRANSACTION_CURRENCY_CONVERSION_FEE — International transaction currency conversion fee | Withdrawal | 3.65% of transaction (D) | | COMPANY_SEARCH_FEES — Company search fee to open account. | Upfront | $25.00 | | MISCELLANEOUS_FEES — $50 per transaction and $15 per charge for services not otherwise provided in this guide. We will seek your permission before proceeding. | Event | $50.00 | | RTGS — RTGS (Real Time Gross Settlement) | Transaction | $15.00 | ## Features - **Card access** (Access to your funds) - **Additional cards** (Additional card on another Everyday Account) - **Unlimited transactions** (Unlimited Visa or eftpos transactions) - **Digital banking** (Bank 24/7 wherever you are and whenever you want with BankVic mobile and internet banking) - **PayID** (PayID is the new way to make online payments that's faster, easier, smarter and more secure. A PayID is a smart address for payments which is securely linked to a bank account. It can be an email address or mobile phone number. Your PayID makes life much easier as you won't need to remember your BSB and account number anymore. Then when someone needs to pay you, you simply give them your PayID.) - **Real-time payments (NPP)** (Osko (NPP Faster Payment) is utilised across participating banks and financial institutions with funds received within seconds. You can use up to 280 characters to describe an Osko transaction. Plus you ll see the description instantly in your transaction record. Now that s a better way to understand your payments.) - **Bill payment (BPAY)** (Pay bills using BPAY which is a fast, convenient and easy to use, enabling you to make payments to over 22,000 organisations.) - **Offset account** (May be linked to the BankVic offset variable home loan to reduce the interest charged on your mortage) - **checkbook available upon request** - **Digital wallet** — Apple Pay (Add your BankVic Visa credit card to a compatible device and pay securely with Apple Pay* TM) - **Digital wallet** — Google Pay (Add your BankVic Visa credit card to a compatible device and pay securely with Google Pay* TM) - **Digital wallet** — Fitbit Pay (Add your BankVic Visa credit card to a compatible device and pay securely with Fitbit Pay* TM) - **Digital wallet** — Garmin Pay (Add your BankVic Visa credit card to a compatible device and pay securely with Garmin Pay* TM) - **Digital wallet** — eftpos (Add your BankVic Visa credit card to a compatible device and pay securely with eftpos * TM) - **Digital wallet** — Samsung Pay (Add your BankVic Visa credit card to a compatible device and pay securely with Samsung Pay* TM) ## Eligibility - **BankVic Member** - **Residency status** (Australian citizen) ## More information from BankVic - [Overview](https://www.bankvic.com.au/savings/) - [Terms & conditions](https://cdn.intelligencebank.com/au/share/NZw2/RVzr/yzJw/original/BankVic+Terms+%2526+Conditions) - [Eligibility](https://www.bankvic.com.au/savings/) - [Fees & pricing](https://www.bankvic.com.au/savings/?filter=Savings) ## Data provenance - Published by BankVic under the Consumer Data Right - Product ID: `S1_Txn_Everyday` - Last updated by the provider: 25 March 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/bankvic/S1_Txn_Everyday - Provider page: https://www.cdrcompare.au/brands/bankvic - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000184 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/bankvic/products/S1_Txn_Everyday) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)