Flexible Choice Owner Occupied
Flexible Choice Owner Occupied
- From (owner occupied)
- 6.05%
- 6.78% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 3 years | 6.05% | 6.78% | <60% LVR |
| Fixed · 2 years | 6.1% | 6.87% | <60% LVR |
| Fixed · 3 years | 6.15% | 6.81% | 0.6–0.8% |
| Fixed · 2 years | 6.2% | 6.89% | 0.6–0.8% |
| Fixed · 1 year | 6.2% | 6.97% | <60% LVR |
| Introductory · 3 years | 6.24% | 6.83% | <=80% LVR |
| Fixed · 1 year | 6.3% | 6.98% |
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_APPLICATION_FEE_-_NEW_APPLICATIONS Capped at $0.00 | Event | $600.00 |
| LOAN_DISCHARGE_FEE_____REGISTRATION_OR_SETTLEMENT Capped at $0.00 · Plus out of pocket expenses | Event | $250.00 |
| HOME_LOAN_TOP_UP_FEE_____EXISTING_LOAN Capped at $0.00 | Event | $300.00 |
| LOAN_SUBSTITUTION_OF_PROPERTY_MORTGAGE_FEE Capped at $0.00 | Upfront | $300.00 |
| LOAN_VARIATION_FEE Capped at $0.00 | Event | $600.00 |
| LOAN_VALUATION_FEE Capped at $0.00 | Cash advance | $0.00 |
| LOAN_LEGAL_FEES,_VALUATIONS,_SURVEYS,_AND_SETTLEMENT_FEES Capped at $0.00 | Cash advance | $0.00 |
Features
- Redraw facility
- Offset account
- Extra repayments
Eligibility
- Minimum age — 18 years
Constraints
- Minimum limit — $45,000.00
- Maximum limit — $3,500,000.00
More Information
Published by bankWAW under the Consumer Data Right · Last updated 20 May 2026 · Product ID L1_OOCC · View on CDR.gov.au