--- title: "Easy Transaction Account — Bankwest" description: "Transaction & Savings Accounts from Bankwest. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/bankwest/products/96c746fbac2349d0b4e8e14b89d988ee source: "CDR Compare" language: en-AU last_updated: 2026-08-28T01:15:03.000Z --- # Easy Transaction Account — Bankwest > Transaction & Savings Accounts from Bankwest. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** Our Easy Transaction Account is an everyday spending account with no monthly maintenance fee ## Apply Applications are handled by the provider: [Apply at Bankwest](https://www.bankwest.com.au/bank-accounts/no-fee-account) ## Fees | Fee | Type | Amount | | --- | --- | --- | | Cheque Withdrawal Fee — No cheque withdrawal fees apply to this product. | Withdrawal | $0.00 | | Electronic Withdrawal Fee — There are no electronic or cheque withdrawal fees applicable to this account. There is no fee associated with ATMs operated by CommBank, ANZ, NAB and Westpac. Other ATM providers may charge a fee ( Direct Charge ), which will be debited from your account and not reimbursed by Bankwest. | Withdrawal | $0.00 | | Maintenance Fee — Charged monthly · No monthly maintenance fees apply to this product. | Ongoing | $0.00 | | Overseas ATM Fee — No Bankwest-charged overseas ATM access fees. The overseas bank may charge a fee for using their ATM. | Transaction | $0.00 | | Foreign Transaction Fee — No foreign transaction fees. | Transaction | $0.00 | | Search Handling Fee — For completion of any search conducted by the Bank (per search) | Event | $40.00 | | Cheque Stop Payment — $15 fee to stop payment on an issued cheque. This fee is $25 when payment is stopped on a range of cheques. | Event | $15.00 – $25.00 | | ATM Fee — No ATM fees when you use major bank ATMs Australia-wide. | Transaction | $0.00 | ## Features - **Card access** — Platinum Debit Mastercard (Have easy access to your money with a Platinum Debit Mastercard with no foreign transaction fees and no overseas ATM fees.) - **Card access** — Bankwest Debit Card (Effective 28th November 2024, the proprietary Bankwest Debit Card will no longer be issued on new accounts (opened from that date) except to replace or reissue an existing Bankwest Debit Card.) - **Card access** — Virtual Cards (You may be able to create a single-use or multi-use virtual card to make purchases without using your regular card details.) - **Additional cards** — up to 2 (You can have a maximum of two cards linked to an account.) - **You can bank over the phone.** - **Bill payment (BPAY)** — BPAY (You can use BPAY to quickly and easily pay your bills online.) - **Bill payment (BPAY)** — Direct Debit (You can set up direct debits.) - **Bill payment (BPAY)** — PayTo (PayTo is a service that's been developed by the NPPA (New Payments Platform Australia) that businesses, service providers and merchants can opt in to. Essentially, it's a digital way for customers to pre-authorise payments from their bank accounts in real time, for things like utilities, subscriptions and memberships.) - **You can open up to 10 Bankwest Easy Transaction accounts to bucket your money** - **PayID** (Get paid faster and easier by sending your mobile number and email address instead of your BSB and account number.) - **Real-time payments (NPP)** (Get paid faster and easier by transferring funds using your mobile number and email address instead of your BSB and account number.) - **Cashback offer** — $50 (Cashback offers are available from time to time. Eligibility Criteria and Terms & Conditions may apply) - **Cheque Access will no longer be available for Easy Transaction Accounts issued on or after 16 June 2023. After 20 March 2024, new or replacement chequebooks will not be available on any Bankwest Easy Transaction Account (regardless of when the account was opened).** - **Digital banking** (Bank on the go with the Bankwest App. Use Bankwest Online Banking (BOB) to access your money and manage your everyday banking subject to conditions of use. Limits may apply.) - **Digital wallet** — Apple Pay (Use Apple Pay for a smart, secure and easy way to pay from your Apple device.) - **Digital wallet** — Google Pay (Use Google Pay from any compatible Android device to tap and pay on the go.) - **Digital wallet** — Samsung Pay (Use Samsung Pay for a smart, secure and easy way to pay from your Samsung device.) - **Create a goal, set up regular deposits and track your progress in the app.** - **Backed by Mastercard 24/7 Zero Liability Protection.** - **Notifications** — Alerts (Set up Alerts through the Bankwest App to get notified about important account activity.) - **You can set up ongoing payments for things like bills or loan repayments.** ## Eligibility - **Minimum age** — 14 years (The Bankwest Easy Transaction Account is an account for personal customers who meet the following age eligibility criteria: If applying through online channels, be aged 16 years or above; or If applying through staff assisted channels, be aged 14 years and above. Effective 4 May 2026, the applicant cannot be the trustee of a trust. Effective 15 April 2025, this product cannot be opened by an individual in their capacity as an executor/administrator of a deceased estate. Additional eligibility criteria apply to joint accounts.) - **Individuals only** (The Bankwest Easy Transaction Account is an account for personal customers who meet the following age eligibility criteria: If applying through online channels, be aged 16 years or above; or if applying through staff assisted channels, be aged 14 years and above. Effective 4 May 2026, the applicant cannot be the trustee of a trust. Effective 15 April 2025, this product cannot be opened by an individual in their capacity as an executor/administrator of a deceased estate. Additional eligibility criteria apply to joint accounts.) - **There is a limit of ten accounts per person, whether as a single or joint account holder.** — 10 - **A maximum of two account holders is permitted on the account.** — 2 - **Residency status** — Australian citizen or Australian permanent resident (Customer must have a residential address in Australia (limited exceptions may apply subject to conditions)) ## Constraints - **Opening balance** — $0.00 (No minimum deposit required to open the account.) ## More information from Bankwest - [Overview](https://www.bankwest.com.au/bank-accounts/no-fee-account) - [Terms & conditions](https://www.bankwest.com.au/bank-accounts/no-fee-account) - [Eligibility](https://www.bankwest.com.au/bank-accounts/no-fee-account) - [Fees & pricing](https://www.bankwest.com.au/bank-accounts/no-fee-account) ## Data provenance - Published by Bankwest under the Consumer Data Right - Product ID: `96c746fbac2349d0b4e8e14b89d988ee` - Last updated by the provider: 28 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/bankwest/96c746fbac2349d0b4e8e14b89d988ee - Provider page: https://www.cdrcompare.au/brands/bankwest - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000029 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/bankwest/products/96c746fbac2349d0b4e8e14b89d988ee) — product data published by Australian data holders under the Consumer Data Right. 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