
Easy Transaction Account
Our Easy Transaction Account is an everyday spending account with no monthly maintenance fee





Fees
| Fee | Type | Amount |
|---|---|---|
| Cheque Withdrawal Fee No cheque withdrawal fees apply to this product. | Withdrawal | $0.00 |
| Electronic Withdrawal Fee There are no electronic or cheque withdrawal fees applicable to this account. There is no fee associated with ATMs operated by CommBank, ANZ, NAB and Westpac. Other ATM providers may charge a fee ( Direct Charge ), which will be debited from your account and not reimbursed by Bankwest. | Withdrawal | $0.00 |
| Maintenance Fee Charged monthly · No monthly maintenance fees apply to this product. | Ongoing | $0.00 |
| Overseas ATM Fee No Bankwest-charged overseas ATM access fees. The overseas bank may charge a fee for using their ATM. | Transaction | $0.00 |
| Foreign Transaction Fee No foreign transaction fees. | Transaction | $0.00 |
| Search Handling Fee For completion of any search conducted by the Bank (per search) | Event | $40.00 |
Features
- Card access — Platinum Debit Mastercard
- Have easy access to your money with a Platinum Debit Mastercard with no foreign transaction fees and no overseas ATM fees.
- Card access — Bankwest Debit Card
- Effective 28th November 2024, the proprietary Bankwest Debit Card will no longer be issued on new accounts (opened from that date) except to replace or reissue an existing Bankwest Debit Card.
- Card access — Virtual Cards
- You may be able to create a single-use or multi-use virtual card to make purchases without using your regular card details.
- Additional cards — up to 2
- You can have a maximum of two cards linked to an account.
- You can bank over the phone.
- Bill payment (BPAY) — BPAY
- You can use BPAY to quickly and easily pay your bills online.
Eligibility
- Minimum age — 14 yearsThe Bankwest Easy Transaction Account is an account for personal customers who meet the following age eligibility criteria: If applying through online channels, be aged 16 years or above; or If applying through staff assisted channels, be aged 14 years and above. Effective 4 May 2026, the applicant cannot be the trustee of a trust. Effective 15 April 2025, this product cannot be opened by an individual in their capacity as an executor/administrator of a deceased estate. Additional eligibility criteria apply to joint accounts.
- Individuals onlyThe Bankwest Easy Transaction Account is an account for personal customers who meet the following age eligibility criteria: If applying through online channels, be aged 16 years or above; or if applying through staff assisted channels, be aged 14 years and above. Effective 4 May 2026, the applicant cannot be the trustee of a trust. Effective 15 April 2025, this product cannot be opened by an individual in their capacity as an executor/administrator of a deceased estate. Additional eligibility criteria apply to joint accounts.
- There is a limit of ten accounts per person, whether as a single or joint account holder. — 10
- A maximum of two account holders is permitted on the account. — 2
- Residency status — Australian citizen or Australian permanent residentCustomer must have a residential address in Australia (limited exceptions may apply subject to conditions)
Constraints
- Opening balance — $0.00No minimum deposit required to open the account.
More Information
Published by Bankwest under the Consumer Data Right · Last updated 16 July 2026 · Product ID 96c746fbac2349d0b4e8e14b89d988ee · View on CDR.gov.au