Bankwest Qantas Platinum Mastercard

Credit & Charge CardsData Sharing Status

A credit card that lets you earn Qantas Points even when you're not flying.

Purchase rate: 19.99%
Annual fee: $199.00

Interest Rates

Type	Rate	Comparison	Applies To
Introductory · 9 months 2.99% p.a. for 9 months on balance transfers after your Card is approved. After the intro period, the ongoing balance transfer rate applies. Limited time for new Qantas Mastercard customers only. Minimum balance transfer amount is $500 and a balance transfer request will only be processed up to 95% of your approved credit limit. Only non-Bankwest branded credit cards can be balance transferred to Bankwest Mastercard credit cards. Other fees and T&Cs apply. · Only available to new Bankwest Qantas Mastercard customers. Excludes product transfers from existing Bankwest credit cards.	2.99%	—	Term 1–9 months
Purchase The rate you'll pay on purchases if you're not eligible for an interest free period.	19.99%	—	—
Balance transfer The rate you'll pay on balance transfers after any introductory period.	19.99%	—	—
Cash advance The rate you'll pay on any cash advances, including when you withdraw cash	21.99%	—	—

Fees

Fee	Type	Amount
Cash Advance Fee 3% of transaction amount or $4 (whichever is greater). Payable for transactions that the annual cash advance percentage rate applies to.	Cash advance	3% of transaction
Foreign Transaction Fee Foreign transactions are transaction occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas.	Transaction	0% of transaction
Late Payment Administration Fee 1 · Payable for each statement period that the minimum payment is not processed to your card account by the due date. This includes any amount shown on your card account statement as amount due immediately"."	Late payment	$25.00
Dishonour Fee Payable each time a periodical payment or a cheque deposit to your Card Account is dishonoured	Dishonour	$0.00
Paper Statement Fee Charged monthly · Payable for each paper Card Account Statement sent to you. Fee is waived if opted-in to e-statements.	Ongoing	$1.25

Instalment Plans

Plan Splits: 4 instalments
Concurrent Plans: Up to 5
Minimum Plan Value: $100.00
Maximum Plan Value: $10,000.00

Features

Card access — Digital Card: Start spending instantly. No need for a physical card.
Card access — Virtual Cards: Make purchases without using your regular card details. Create a single-use or multi-use virtual card in the app.
Additional cards — up to 3: You can ask for up to three other people to have an additional Card (excluding a Virtual card)
Balance transfers: Balance transfer your non-Bankwest credit card balances. Conditions apply.
Balance transfers: 2.99% p.a. for 9 months on balance transfers after your Card is approved. After the intro period, the ongoing balance transfer rate of 19.99% p.a. applies. Limited time for new Qantas Mastercard customers only. Minimum balance transfer amount is $500 and a balance transfer request will only be processed up to 95% of your approved credit limit. Only non-Bankwest branded credit cards can be balance transferred to Bankwest Mastercard credit cards. Other fees and T&Cs apply.

Eligibility

Minimum age — 18 yearsCustomers must be 18 years or older.
Individuals onlyCustomers must be an individual.
Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility.
Residency status — Australian citizen or Australian permanent residentCustomers must be living in Australia as an Australian citizen or Australian permanent resident (exceptions may apply)

Constraints

Minimum limit — $3,000.00Minimum credit limit $3000.

More Information

Published by Bankwest under the Consumer Data Right · Last updated 3 July 2026 · Product ID ff24e3061b6a4de3b91c101607c3f15f · View on CDR.gov.au · View Source Data (JSON)