BCU Bank
Transaction & Savings Accounts
11A savings account suitable for children aged 0 to 12.
A simple to use transaction account with unlimited free standard transactions that can be linked to an eligible home loan for the purpose of 100% offset, in order to reduce interest on the loan.
A business bank account that provides unlimited access to all transaction types for a small monthly fee.
A business bank account best suited to businesses who have limited banking needs, with no monthly fee and free electronic transactions.
A low-cost transaction account designed specifically for eligible Commonwealth Government concession card holders.
Want a savings account to deposit and hold or withdraw money for personal use without being penalised? A savings account that earns you additional bonus interest when the monthly bonus interest criteria is met each month.
Power up your savings. A simple, goal based savings account that rewards regular saving.
A transaction account for customers aged 55 and over, with easy access to funds and variable stepped interest.
An everyday bank account with unlimited free standard transactions for all your daily spending needs.
A secure online savings account that pays a high rate of interest for your savings.
Give your savings a lift and earn bonus interest for the first four months.
Term Deposits
42Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Farming is seasonal, and so is farming income. Protect yourself in years of good cash flow and withdraw funds during the slower years.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Home Loans
16BCU Bank's bridging loan is a short-term fully secured loan, that allows you to finance the purchase or construction of a new home before your current home is sold.
BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for up to five years, while still allowing extra repayments up to $25,000 during the fixed term.
BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments up to $25,000 during the fixed term.
Our Variable Home Loan - Investment is a variable rate home loan with 100% offset option for investors looking to refinance or purchase an investment property
BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for up to five years, while still allowing extra repayments up to $25,000 during the fixed period.
BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments up to $25,000 during the fixed term.
Our Variable Home Loan - Investment is a variable rate home loan with 100% offset option for investors looking to refinance or purchase an investment property
Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with ongoing fees, for owner-occupiers.
BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay.
BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay.
BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay.
BCU Bank's Basic Investment home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees.
BCU Bank's Basic Investment home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees.
Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with no ongoing fees, for owner-occupiers.
BCU Bank's Basic Investment home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees.
Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with no ongoing fees, for owner-occupiers.
Credit & Charge Cards
2
Our Classic Credit Card offers a competitive rate, up to 52 days interest free, and is protected by Visa's Zero Liability policy.
Get cashback on eligible purchases with a BCU Rewards Credit Card, as well as features such as fraud monitoring and Verified by Visa protection.
Personal Loans
2Get a step closer to your dream car with a car loan from BCU Bank. Available for new and used cars with redraw, flexible terms and the ability to pay out early with no additional fees.
Whether you're funding a new project around the house or need to cover an unexpected expense, an unsecured personal loan could be the right fit for you.
Overdrafts
2Our All-In-One account is ideal for members who wish to use the equity in their owner occupied property to access an ongoing and flexible source of credit with no minimum repayment required provided the balance stays below the limit.
Our All-In-One account is ideal for members who wish to use the equity in their investment property to access an ongoing and flexible source of credit with no minimum repayment required provided the balance stays below the limit.
Regulated Trust Accounts
1Real Estate Trust
Data published by BCU Bank under the Consumer Data Right · ABN 69087651876 · Register entry updated 1 July 2026 · View on CDR.gov.au