--- title: "BCU Bank products" description: "Every BCU Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/bcu-bank source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:12:56Z --- # BCU Bank products > Every BCU Bank product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 76 products BCU Bank is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with BCU Bank. ## Transaction & Savings Accounts (11) Everyday banking and savings accounts. - [Scoot Super Saver](https://www.cdrcompare.au/brands/bcu-bank/products/138) — A savings account suitable for children aged 0 to 12. - [Mortgage Offset Saving](https://www.cdrcompare.au/brands/bcu-bank/products/148) — A simple to use transaction account with unlimited free standard transactions that can be linked to an eligible home loan for the purpose of 100% offset, in order to reduce interest on the loan. - [Business Access](https://www.cdrcompare.au/brands/bcu-bank/products/169) — A business bank account that provides unlimited access to all transaction types for a small monthly fee. - [Business Basic Access](https://www.cdrcompare.au/brands/bcu-bank/products/171) — A business bank account best suited to businesses who have limited banking needs, with no monthly fee and free electronic transactions. - [Concession Account](https://www.cdrcompare.au/brands/bcu-bank/products/240) — A low-cost transaction account designed specifically for eligible Commonwealth Government concession card holders. - [Boss Saver](https://www.cdrcompare.au/brands/bcu-bank/products/281) — Want a savings account to deposit and hold or withdraw money for personal use without being penalised? A savings account that earns you additional bonus interest when the monthly bonus interest criteria is met each month. - [Power Saver](https://www.cdrcompare.au/brands/bcu-bank/products/292) — Power up your savings. A simple, goal based savings account that rewards regular saving. - [Golden Account](https://www.cdrcompare.au/brands/bcu-bank/products/304) — A transaction account for customers aged 55 and over, with easy access to funds and variable stepped interest. - [Access Account](https://www.cdrcompare.au/brands/bcu-bank/products/96) — An everyday bank account with unlimited free standard transactions for all your daily spending needs. - [Bonus Saver](https://www.cdrcompare.au/brands/bcu-bank/products/278) — Give your savings a lift and earn bonus interest for the first four months. - [Business iSaver](https://www.cdrcompare.au/brands/bcu-bank/products/150) — A secure online savings account that pays a high rate of interest for your savings. ## Term Deposits (42) Fixed-term savings with locked-in rates. - [5 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/101) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [6 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/102) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [5 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/110) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [6 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/111) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 6M Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/133) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 6M Ftly](https://www.cdrcompare.au/brands/bcu-bank/products/86) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 12M Ftly](https://www.cdrcompare.au/brands/bcu-bank/products/129) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 24M Ftly](https://www.cdrcompare.au/brands/bcu-bank/products/130) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 36M Ftly](https://www.cdrcompare.au/brands/bcu-bank/products/131) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 3M Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/132) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 12M Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/134) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 24M Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/135) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [55 Term Deposit - 36M Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/136) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [4 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/100) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [7 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/103) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [8 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/104) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [9 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/105) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [10 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/106) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [11 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/107) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [Farm Management Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/108) — Farming is seasonal, and so is farming income. Protect yourself in years of good cash flow and withdraw funds during the slower years. - [4 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/109) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [7 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/112) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [8 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/113) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [9 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/114) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [10 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/115) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [11 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/116) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [12 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/117) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [24 Month Term Deposit - Yearly](https://www.cdrcompare.au/brands/bcu-bank/products/118) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [36 Month Term Deposit - Yearly](https://www.cdrcompare.au/brands/bcu-bank/products/119) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [12 Month Term Deposit -6 Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/120) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [24 Month Term Deposit -6 Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/121) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [36 Month Term Deposit -6 Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/122) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [12 Month Term Deposit - Qrtly](https://www.cdrcompare.au/brands/bcu-bank/products/123) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [24 Month Term Deposit - Qrtly](https://www.cdrcompare.au/brands/bcu-bank/products/124) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [36 Month Term Deposit - Qrtly](https://www.cdrcompare.au/brands/bcu-bank/products/125) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [12 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/126) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [24 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/127) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [36 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/128) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [3 Month Term Deposit - Mthly](https://www.cdrcompare.au/brands/bcu-bank/products/87) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [3 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/88) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [1 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/98) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - [2 Month Term Deposit](https://www.cdrcompare.au/brands/bcu-bank/products/99) — Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. ## Home Loans (16) Residential mortgages for owner-occupiers and investors. - [Bridging Loan](https://www.cdrcompare.au/brands/bcu-bank/products/141) — BCU Bank's bridging loan is a short-term fully secured loan, that allows you to finance the purchase or construction of a new home before your current home is sold. - [Investment P&I Fixed Home Loan](https://www.cdrcompare.au/brands/bcu-bank/products/173) — BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for up to five years, while still allowing extra repayments up to $25,000 during the fixed term. - [Investment IO Fixed Home Loan](https://www.cdrcompare.au/brands/bcu-bank/products/174) — BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments up to $25,000 during the fixed term. - [Variable Home Loan Inv (IO)](https://www.cdrcompare.au/brands/bcu-bank/products/175) — Our Variable Home Loan - Investment is a variable rate home loan with 100% offset option for investors looking to refinance or purchase an investment property - [Fixed P&I Home Loan](https://www.cdrcompare.au/brands/bcu-bank/products/181) — BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for up to five years, while still allowing extra repayments up to $25,000 during the fixed period. - [Fixed IO Home Loan](https://www.cdrcompare.au/brands/bcu-bank/products/182) — BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments up to $25,000 during the fixed term. - [Variable Home Loan Inv](https://www.cdrcompare.au/brands/bcu-bank/products/184) — Our Variable Home Loan - Investment is a variable rate home loan with 100% offset option for investors looking to refinance or purchase an investment property - [OMG Home Loan (P&I) LVR<60](https://www.cdrcompare.au/brands/bcu-bank/products/210) — Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with ongoing fees, for owner-occupiers. - [Offset Home Loan LVR <60](https://www.cdrcompare.au/brands/bcu-bank/products/252) — BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay. - [Offset Home Loan LVR >60-80](https://www.cdrcompare.au/brands/bcu-bank/products/253) — BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay. - [Offset Home Loan LVR >80](https://www.cdrcompare.au/brands/bcu-bank/products/254) — BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay. - [Basic Investment Loan (IO)](https://www.cdrcompare.au/brands/bcu-bank/products/89) — BCU Bank's Basic Investment home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees. - [Basic Inv Loan (P&I) LVR<70](https://www.cdrcompare.au/brands/bcu-bank/products/90) — BCU Bank's Basic Investment home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees. - [OMG Home Loan (P&I) LVR>80](https://www.cdrcompare.au/brands/bcu-bank/products/92) — Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with no ongoing fees, for owner-occupiers. - [Basic Inv Loan (P&I) LVR>70](https://www.cdrcompare.au/brands/bcu-bank/products/93) — BCU Bank's Basic Investment home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees. - [OMG Home Loan (P&I) LVR>60-80](https://www.cdrcompare.au/brands/bcu-bank/products/94) — Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with no ongoing fees, for owner-occupiers. ## Credit & Charge Cards (2) Credit and charge cards. - [Classic Credit Card](https://www.cdrcompare.au/brands/bcu-bank/products/162) — Our Classic Credit Card offers a competitive rate, up to 52 days interest free, and is protected by Visa's Zero Liability policy. - [Rewards Credit Card](https://www.cdrcompare.au/brands/bcu-bank/products/164) — Get cashback on eligible purchases with a BCU Rewards Credit Card, as well as features such as fraud monitoring and Verified by Visa protection. ## Personal Loans (2) Unsecured and secured personal lending. - [New Car Loan](https://www.cdrcompare.au/brands/bcu-bank/products/189) — Get a step closer to your dream car with a car loan from BCU Bank. Available for new and used cars with redraw, flexible terms and the ability to pay out early with no additional fees. - [Freedom Loan Unsecured](https://www.cdrcompare.au/brands/bcu-bank/products/190) — Whether you're funding a new project around the house or need to cover an unexpected expense, an unsecured personal loan could be the right fit for you. ## Overdrafts (2) Linked credit facilities on transaction accounts. - [All-In-One](https://www.cdrcompare.au/brands/bcu-bank/products/166) — Our All-In-One account is ideal for members who wish to use the equity in their owner occupied property to access an ongoing and flexible source of credit with no minimum repayment required provided the balance stays below the limit. - [Inv All-In-One](https://www.cdrcompare.au/brands/bcu-bank/products/168) — Our All-In-One account is ideal for members who wish to use the equity in their investment property to access an ongoing and flexible source of credit with no minimum repayment required provided the balance stays below the limit. ## Regulated Trust Accounts (1) Trust accounts held under regulatory requirements. - [Real Estate Trust](https://www.cdrcompare.au/brands/bcu-bank/products/155) — Real Estate Trust ## Data provenance - Data published by BCU Bank under the Consumer Data Right - ABN 69087651876 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000130 - Provider Product Reference Data endpoint: https://public.cdr-api.bcu.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/bcu-bank) — product data published by Australian data holders under the Consumer Data Right. 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