---
title: "BCU Bank Home Loans"
description: "Every home loans BCU Bank publishes under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bcu-bank/home-loans
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-01T12:12:56Z
---

# BCU Bank Home Loans

> All 16 home loans published by BCU Bank under Australia's Consumer Data Right, with rates, fees, features and eligibility on each product's own page.

Residential mortgages for owner-occupiers and investors. Listed alphabetically — CDR Compare does not rank, score or recommend products.

| Product | Description | Detail |
| --- | --- | --- |
| Basic Inv Loan (P&I) LVR<70 | BCU Bank's Basic Investment  home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees. | https://www.cdrcompare.au/brands/bcu-bank/products/90 |
| Basic Inv Loan (P&I) LVR>70 | BCU Bank's Basic Investment  home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees. | https://www.cdrcompare.au/brands/bcu-bank/products/93 |
| Basic Investment Loan (IO) | BCU Bank's Basic Investment  home loan is a variable home loan suitable for investors, with a low variable rate, no monthly fee and no application fees. | https://www.cdrcompare.au/brands/bcu-bank/products/89 |
| Bridging Loan | BCU Bank's bridging loan is a short-term fully secured loan, that allows you to finance the purchase or construction of a new home before your current home is sold. | https://www.cdrcompare.au/brands/bcu-bank/products/141 |
| Fixed IO Home Loan | BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments up to $25,000 during the fixed term. | https://www.cdrcompare.au/brands/bcu-bank/products/182 |
| Fixed P&I Home Loan | BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for up to five years, while still allowing extra repayments up to $25,000 during the fixed period. | https://www.cdrcompare.au/brands/bcu-bank/products/181 |
| Investment IO Fixed Home Loan | BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate with interest only repayments for one to five years, while still allowing extra repayments up to $25,000 during the fixed term. | https://www.cdrcompare.au/brands/bcu-bank/products/174 |
| Investment P&I Fixed Home Loan | BCU Bank's Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for up to five years, while still allowing extra repayments up to $25,000 during the fixed term. | https://www.cdrcompare.au/brands/bcu-bank/products/173 |
| Offset Home Loan LVR <60 | BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay. | https://www.cdrcompare.au/brands/bcu-bank/products/252 |
| Offset Home Loan LVR >60-80 | BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay. | https://www.cdrcompare.au/brands/bcu-bank/products/253 |
| Offset Home Loan LVR >80 | BCU Bank's Offset Home Loan is a variable rate loan with the flexibility to use your savings to reduce the interest you pay. | https://www.cdrcompare.au/brands/bcu-bank/products/254 |
| OMG Home Loan (P&I) LVR<60 | Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with ongoing fees, for owner-occupiers. | https://www.cdrcompare.au/brands/bcu-bank/products/210 |
| OMG Home Loan (P&I) LVR>60-80 | Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with no ongoing fees, for owner-occupiers. | https://www.cdrcompare.au/brands/bcu-bank/products/94 |
| OMG Home Loan (P&I) LVR>80 | Our OMG Home Loan is a variable rate loan with varying interest rates depending on the loan to value ratio (LVR) with no ongoing fees, for owner-occupiers. | https://www.cdrcompare.au/brands/bcu-bank/products/92 |
| Variable Home Loan Inv | Our Variable Home Loan - Investment is a variable rate home loan with 100% offset option for investors looking to refinance or purchase an investment property | https://www.cdrcompare.au/brands/bcu-bank/products/184 |
| Variable Home Loan Inv (IO) | Our Variable Home Loan - Investment is a variable rate home loan with 100% offset option for investors looking to refinance or purchase an investment property | https://www.cdrcompare.au/brands/bcu-bank/products/175 |

## Elsewhere

- [BCU Bank's full product range](https://www.cdrcompare.au/brands/bcu-bank)
- [Home Loans from every Australian provider](https://www.cdrcompare.au/categories/home-loans)

## Data provenance

- Published by BCU Bank under the Consumer Data Right
- ABN 69087651876
- Register entry updated: 1 July 2026

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bcu-bank/home-loans) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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