---
title: "55 Term Deposit - 3M Mthly — BCU Bank"
description: "Term Deposits from BCU Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bcu-bank/products/132
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-13T04:00:55.3039965Z
---

# 55 Term Deposit - 3M Mthly — BCU Bank

> Term Deposits from BCU Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · bcu**

Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.

## At a glance

- **Fixed rate:** 4% (3 months)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 3 months (Interest paid monthly · Rate available to existing customers. · Rate available for new accounts. · Rate available to new customers.) | 4% | Fixed $5,000–$1,000,000; Fixed 3 months | monthly |

## Features

- **Digital banking** (View your Term Deposit balance, interest rate, and maturity date using our mobile app or internet banking.)

## Eligibility

- **Minimum age** — 55 years
- **You must be or become a BCU Bank member**
- **Residency status** — You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.

## Constraints

- **Maximum balance** — $1,000,000.00 (Maximum balance is $1,000,000)
- **Minimum balance** — $5,000.00
- **Opening balance** — $5,000.00 (An Opening Balance of $5,000 is required for this product)

## More information from BCU Bank

- [Overview](https://www.bcu.com.au/everyday-banking/term-deposits/over-55s/)
- [Terms & conditions](https://www.bcu.com.au/important-information/terms-and-conditions/term-deposit-account-terms--conditions/)
- [Fees & pricing](https://www.bcu.com.au/help-centre/interest-rates/term-deposit-interest-rates/)

## Data provenance

- Published by BCU Bank under the Consumer Data Right
- Product ID: `132`
- Last updated by the provider: 13 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bcu-bank/132
- Provider page: https://www.cdrcompare.au/brands/bcu-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000130

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bcu-bank/products/132) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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