Scoot Super Saver
A savings account suitable for children aged 0 to 12.
- Base rate
- 3.25%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Rate available to existing customers. · Rate available for new accounts. · Rate available to new customers. | 3.25% | Floating Balance Tier 1 | monthly |
| Variable Rate available to existing customers. · Rate available for new accounts. · Rate available to new customers. | 2.15% | Floating Balance Tier 2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Telegraphic Transfer $45 per staff assisted telegraphic transfer sent in AUD currency. $30 per staff assisted telegraphic transfer sent in a foreign currency. | Transaction | $45.00 |
| International Transfer Fee Per online banking transfer sent in a foreign currency. | Transaction | $15.00 |
| Cash Handling Fee Coin and note deposits are available at BCU branches. Coin deposits must be counted and bagged by customers or you will be charged 5% of the coin amount. Note deposits more than $10,000 per day will be charged at 0.25% of the deposit amount. | Transaction | Variable |
| Bank Cheque Fee Per bank cheque requested by you. | Event | $0.00 |
| Manual Trace Fee Charged for your request to manually trace a payment to confirm receipt of payment. | Transaction | $0.00 |
| Visa Chargeback Request Fee When a cardholder raises a dispute relating to a card transaction. | Event | $25.00 |
Features
- Digital banking
- Parents and guardians can manage the account using the BCU Bank app and internet banking. Payments made with PayID or using Osko are received in near real-time.
- Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 1300 228 228 or visit your nearest branch for more information.
- Unlimited transactions
- Save money with no monthly, minimum balance or transaction fees. Other fees and charges may apply. Please visit our website for full information.
Eligibility
- Maximum age — 12 yearsJust for kids between 0 to 12 years of age
- Individuals onlyMember must be a natural person rather than another legal entity.
- You must be or become a BCU Bank member
- Residency status — You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
Constraints
- Maximum balance — $5,000,000.00Maximum balance is $5,000,000
More Information
Published by BCU Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 138 · View on CDR.gov.au