Business iSaver
A secure online savings account that pays a high rate of interest for your savings.
- Base rate
- 1.6%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Rate available to existing customers. · Rate available for new accounts. · Rate available to new customers. | 1.35% | Floating Balance Tier 1 | monthly |
| Variable Rate available to existing customers. · Rate available for new accounts. · Rate available to new customers. | 1.6% | Floating Balance Tier 2 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Cash Passport Fee For the initial activation and each currency top-up requested in branch. | Event | $10.00 |
| Referral Fee Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank. | Event | $3.50 |
| Dishonour Fee Where a direct debit is dishonoured due to insufficient funds. | Dishonour | $6.00 |
| Auto Transfer Dishonour Fee Charged where there are insufficient funds in your account when an external auto transfer or BPAY payment is due to be made. | Dishonour | $6.00 |
| Overdrawn Account Management Fee A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not have an approved credit limit, if we allow you to overdraw your account by more than $50. | Event | $10.00 |
Features
- Digital banking
- Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time.
- Real-time payments (NPP)
- Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time.
- PayID
- Use your phone or email address as your PayID to securely send payments to and from banks almost instantly.
- Unlimited transactions
- Save money with no monthly, minimum balance or transaction fees. Other fees and charges may apply. Please visit our website for full information.
Eligibility
- Business customersOnly business may apply for the account.
- You must be or become a BCU Bank member
- Residency status — You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
Constraints
- Maximum balance — $5,000,000.00Maximum balance is $5,000,000
More Information
Published by BCU Bank under the Consumer Data Right · Last updated 13 June 2026 · Product ID 150 · View on CDR.gov.au